National pension deferred payment system (extra payment) How to apply for and pay premiums
In order to receive the National Pension, you must have been enrolled in the National Pension for at least 10 years. If it is less than 10 years, it is recommended to actively use it because there is a system that allows you to receive a pension by extending the subscription period through the deferred payment system, or to increase the amount of the pension. At the National Pension Service, various non-face-to-face methods are available to apply for additional insurance premiums.
Eligibility for late payment system application
Those who meet the following requirements can apply for the deferred payment system (abbreviated as extra payment).
Those who have an exemption from paying national pension insurance premiums
Those who have been excluded from application for reasons such as non-income spouses after the date of payment of pension insurance premiums for more than one month
If there is a period of military service after January 1988
The service period for other public pensions, such as the public servants pension, or the period overlapping with the national pension subscription period are excluded.
How to calculate and pay extra premium
Extra payment insurance premium = “currently announced pension insurance premium × number of months to be paid extra”
If the current monthly insurance premium is KRW 180,000 (including company contributions) and you wish to make an additional payment for only 60 months out of 120 additional months, an additional payment of KRW 180,000 × 60 months → KRW 10.8 million is calculated.
When paying extra insurance premiums, the unit of amount inevitably becomes very large because the previous pension insurance premiums are bundled and calculated. For this reason, the National Pension Service allows installments of up to 60 installments, depending on the period subject to additional payment.
However, the downside is that installment interest is incurred when paying in installments. There is an additional charge equal to the interest rate of the 1-year time deposit.
Payment methods include bill issuance, virtual account transfer, direct debit, and credit card payment.
(In case of credit card payment, credit card company fees apply)
How to apply for extra payment
Due to the ripple effect of COVID-19, non-face-to-face applications have become possible, and you can apply for extra payments through various channels as follows.
Available routes for application: NHIS website, ‘National Pension Service by My Side’ mobile app, Minwon 24, mail, FAX, visit the National Pension Service branch office in charge
Note: When using the homepage, mobile app, or Minwon 24, you need to log in with a public certificate.
If you wish to re-apply for extra payment, you can do so by phone.
National Pension Homepage (How to report/apply for personal services)
Additional payment application_menu through the National Pension Homepage
Additional payment application menu through the National Pension website
If you select Personal Service → Report/Application on the National Pension Homepage, a page similar to the screenshot above will appear. Select ‘Application for additional premium payment’ in the red circle at the bottom right. (Login required, such as a public certificate)
On the next screen, select the desired period for additional payment, payment method, whether to use automatic debit, and agree to the confirmation form to complete the application for additional payment.
Personal service > Report/application – Confident citizens and strong pension
Personal service We will do our best to provide quick and convenient service.
minwon.nps.or.kr
How to apply through the mobile (National Pension by My Side) application
First of all, you need to download the app. For Android, such as the Galaxy of your cell phone, download and install the National Pension app by your side through the play store and the app store for iPhone.
Mobile application method: Follow the same procedure as the homepage, such as report/application in the upper right corner → request for additional payment insurance premium → input desired period for additional payment and payment method.
Android phones such as Galaxy
National Pension by my side – Apps on Google Play
In the newly refurbished National Pension Mobile App, you can use the expected pension amount inquiry and pension business anytime, anywhere. (Android: 4.4.2 or later)
play.google.com
Iphone
National Pension by my side
This app is a public-only app of “National Pension”, one of the social security systems to protect all citizens from various social risks for the people of the Republic of Korea to alleviate poverty and improve the quality of life of the people.
apps.apple.com
How to apply by mail or fax
In the case of mail and fax, it is necessary to check the information on the homepage and other information in advance and apply after consulting on the phone.
Print out the following National Pension Premium Payment Application Form with confirmed additional payment information and fill out the application form.
Submit the completed additional payment insurance premium application form to the branch office having jurisdiction over your address by mail or fax with the additional payment application form and required documents.
[Form 29] Insurance premium payment application (including additional payment confirmation).hwp
0.11MB
Evidence of application for additional insurance premiums
Marriage certificate (detailed) 1 copy
If you were divorced or widowed before 2008, you will need an additional copy of your divorce.
Issuance of criteria for self in case of male and ex-spouse in case of female
In case of additional payment of military service period, one copy of military registration certificate
Note: Confirmation of occurrence of error in application for extra payment insurance premium and normal processing
The National Pension website and mobile app can only apply for a payment exception period, and if the period does not exist,
A pop-up message pops up saying “Please contact the branch office as you need to consult with the staff regarding matters related to the application for additional insurance premium payment.”
“I am not eligible to apply for additional insurance premiums. For more information, please call 1355” message pop-up
If you see a message pop-up window like the one above, call the National Pension Service Center without an area code at 1355 or the local branch for wired consultation such as the application period (exclusion period, military service period), and then visit, mail, or fax to confirm the additional payment request and proceed. .
If the application for extra payment premium is normally processed, the person in charge of extra payment at the local pension branch will notify you by phone within 3 days. There is.