Today, we will learn how to unlock a Kookmin Bank account limit.we have prepared how to unlock a Kookmin Bank account limit. These days, you can easily open an account through a mobile banking app, but the account opened at this time is a limited account.국민은행 한도제한계좌 해제
Limit-limited accounts were created to prevent financial crimes such as cannon accounts, but the transfer limit is also low, so it is too inconvenient to continue using them.
Posting thumbnail on how to cancel a limited account at Kookmin Bank
Non-face-to-face cancellation of limit-limited accounts
Deactivating a restricted account in person
How to cancel Kookmin Bank account limit limit
To lift the limit on your Kookmin Bank account, there are two ways: non-face-to-face or face-to-face.
It would be more convenient to close a limit account non-face-to-face rather than going to the bank in person.
Now, let’s start by looking at how to open a limit account non-face-to-face.
You can also lift limit restrictions on limit-limited accounts through the Kookmin Bank mobile app.
Find the limit-limited account in the overall account inquiry and apply for limit-restriction lifting.
Run Kookmin Bank mobile app KB Star Banking.
Click View All Accounts at the bottom of the home screen.
Select the more menu (three dots icon) in the limit account.
Click Apply to lift limit.
It can be lifted only if the criteria for lifting the non-face-to-face limit are met.
However, in order to lift the limit non-face-to-face, at least one of the four criteria must be met.
① KB Star Club VVIP, VIP, Grand level, ② Salary transfer of more than 1.5 million won for 3 consecutive months, ③ Pension receipt of more than 500,000 won for 3 consecutive months, ④ Stock trading more than a certain number of times using KB able Plus account
When I applied to lift the limit because the conditions were not met, a message appeared saying, ‘The limit will remain in place.’
If the non-face-to-face conditions are not met, there is also a way to lift the limit face-to-face.
Documents required when lifting limit restrictions
The inconvenience of becoming a limited account is that the withdrawal limit is lower than that of a regular account.
Especially these days, when internet banking is mainly used, it is very inconvenient that the daily transfer limit for internet banking is 300,000 won.
So, is there a way to close a limit account in person, unlike lifting the limit limit non-face-to-face?
Usually, when closing a limited account, you may need to submit documents such as pay stubs or utility bill payment receipts.
So I asked the chatbot and I got the above answer.
If you want to visit a branch and close a limited account, you must prepare a document confirming the purpose of the financial transaction.
Non-face-to-face required documents for Kookmin Bank limited account limit▼
The required documents are slightly different depending on whether the account is a salary account or a pension account.
In the case of a salary account, documents such as proof of employment and withholding tax receipt are required, and in the case of a pension account, a pension certificate is required.
Please refer to the photo above and visit the branch with the necessary documents.