대학생 체크카드 추천 Recommendation of check card for

January 2022. The new school year is coming soon.

It seems to be a sad reality that elementary, middle, and high school students, as well as college students, cannot enjoy a pleasant new semester because of COVID-19. But as it is a new beginning, I hope everyone will fight!!  대학생 체크카드 추천

Today, I would like to introduce a check card that is recommended for college students in their 20s or beginners in society.
This is the 010PAY debit card. It is a good card for travel if you use a check card that fits your lifestyle and has rich points benefits. Let me introduce you in detail!

What is 010PAY debit card? 이베이스매뉴얼
First of all, some of you may be unfamiliar with the name 010PAY.
This is a financial service platform that provides a variety of mobile phone-based payment methods starting with ‘010’.
010PAY is a service that allows you to pay and accumulate both online and offline. When paying online, you can choose 010 internal bankbook payment, 010 virtual account, or 010PAY debit card. When paying offline, you can use the 010PAY debit card.

The 010PAY check card, which allows both online and offline payment and accumulation, is a financial service introduced by Settlebank on July 21st. 010PAY Turn over the 010 of the check card and have the nickname ‘Nkka’, so it will be easy to remember as ‘Nkka’.

대학생 체크카드 추천
Why is the 010PAY debit card attractive?
① No annual fee
For college students or first-timers, the annual fee is quite burdensome. Therefore, the fact that there is no annual fee would be the best condition to use the card without burden. Usually, there is a perception that the card benefits are weak without an annual fee, but with the 010PAY debit card, you don’t have to worry about that.

② Unconditional 0.2% cashback benefit without previous month’s performance, payment conditions, or payment limit
There are many cards on the market that offer various benefits. However, all of these things are forced to pay off the previous month’s performance in which benefits are picked up by spending more than a certain amount every month. In addition, there is a limit to the maximum amount of points or cash back that can be provided, so there are many cases where it is difficult to fully enjoy all the benefits.
In particular, the accumulated points can be converted into 010PAY money, which can be used with the same value as cash.


③ On the 10th of every month, an amazing 10% discount on Nka Day
In addition, according to the name of 010PAY, the 10th of every month is called Nka Day, providing tremendous cash benefits. As much as 10% of the payment amount is immediately credited. Personally, this is the most rewarding benefit.

If you have expenses that are inevitable, you can enjoy a whopping 10% benefit if you pay on the 10th day of every month.


④ Other great benefits
010PAY check card users can participate in the lucky box event every day.
One lucky box is given out every day, and one is given out every other payment. This lucky box can win up to 10 million won, and it is an unconditional benefit because there is no knock-on.

In addition, the 010PAY app allows you to collect and check the card points scattered here and there without knowing it. One thing to note at this time is that it can be switched in units of 1000P, and 1000P is charged with 900 money. It seems to be very convenient because money can be recharged immediately with the push of a button.

How to get a 010PAY check card
You must first install the 010PAY app.
After signing up and verifying your identity, follow the screen below. After that, select ‘Card’ from the menu at the top of the first screen of the app. Then click the red border on the screen below.

After agreeing to the terms and conditions, you can select the card design you want. This part seems to be a bit differentiating point. It is a design that both college students and beginners will like. I chose the generic design.
You will now go through the process of applying for a card in earnest.
Card functions such as deferred payment transportation and usage limit, and the person’s name, resident number, mobile phone number, ID card, etc. will be used to verify the identity. In this case, identification can be verified with a resident registration card or driver’s license. After going through the consent process for personal information processing, click the [Next] button.
After that, if you fill out the customer confirmation, basic information, payment information, receipt and payment notification, and convenience services in order, the application for issuance of a debit card is finally completed.
These processes are essential for issuing all credit or debit cards, and as the UX/UI configuration is intuitive and easy, anyone can easily apply for issuance non-face-to-face.

Two Starbucks coffee coupons event in progress
It seems like good news for college students and beginners who like Starbucks coffee.
From January to March, 2 Starbucks Ice Americano mobile coupons are provided to everyone who received a 010PAY check card and made their first payment for about 3 months.

I bought an Onnuri gift certificate through the 010PAY app the other day, and this time, I was given a Starbucks mobile coupon. Thanks to you, I was able to use it well, but this time I am giving out a whopping two, so I will make good use of it this time as well.
How about using the debit card strategically and enjoying the benefits?
I hope that you too will manage your pocket money through accumulating points and become wise treasury takers who are good at App Tech.

When you eat out or go shopping
What do you count on?

I usually use a debit card rather than cash.
I’m counting

No need to manage change
Usage history remains immediately
It is also convenient to write the household account book
A simple check card in many ways!

But rather than buying a debit card according to the benefits
just from your main bank
How often do you get issued?


No? ..hehe
Is it just me… haha


For those who didn’t know like me
Double the fun when you spend it

Consumption mainly used by people in their 20s
I was looking for a card that gives a lot of benefits!

I was really surprised that the benefits were more diverse than I expected!
It’s too bad that only I know
I want to inform you

So, today, we are going to share some good benefits that college students can use.
I will recommend the collected cards.



Get the debit card that I introduce
Let’s spend wisely and fun together!
1. Woori Bank Card Standard Cookies
Source: Woori Bank website
Woori Bank Card’s sincerity cookie card
Brave Cookie from Cookie Run is drawn cutely.



not only cute
The benefits we can use
It’s diverse



1. When using public transportation, spend more than 50,000 won on the bus/subway
2,000 won cashback benefit


2. When paying over 10,000 won at Starbucks
2,000 won cashback discount


3. Shopping, convenience stores, Olive Young, movie theaters,
At Hackers Language School, etc.
Various cashback discounts


It’s really diverse, isn’t it?

If you are a frequent visitor to Olive Young
I think you can use it well!!

In particular, for commuters, cashback on transportation costs is
Thank you Hae Taek, right??!!


In particular, the cookie card, the standard of Woori Bank Card, is
Currently on debit card
They say they’re in 1st place!

There must be a reason for being number one, right?!

2. Shinhan Card Deep Dream Check Card
Source: Shinhan Bank website
Shinhan Card Deep Dream check card
It is loved by many for its simple design.

1. No previous month’s performance / no limit on accumulation
Earn 0.2% points at domestic and overseas affiliated stores


2. The frequently visited DRAM area is 3 times the default.
0.6% base points earned


3. Among the DERAM areas, the most used area is
Automatically earn 1.0% points, 5 times the default


4. Set up 40 won per liter at the gas station before the weekend, etc.!



There are many benefits regarding establishment
You don’t even have to go to
You can collect points and use them to your heart’s content!

If you are a person who visits a lot of individual stores rather than chain stores
I would recommend this card!!



3. NH Lion Cheese Check Card
Source: Nonghyup website
Ryan is so cute and eye-catching
NH Lion Cheese Check Card!!


1. Starbucks, Twosome, Coffee Bean, Convenience Store,
Movie theaters, shopping malls, delivery apps, etc.
Always 0.5% off (1% discount on weekends)


2. Public transportation, cultural life industry academies, bookstores,
1.5% discount at Olive Young and Lalavla


3. 5% discount on YouTube and Netflix


A place to enjoy cultural life
It’s a card with many discounts!


People who love movies and cafes like me
The Ryan check card is perfect!!

4. KB Kookmin Card Nori Check Card
Source: Kookmin Bank website
Nori Check Card is for real college students.
It is a check card that is loved by many people in their 20s, including those in their 20s!


1. 10% discount on public transportation


2. Starbucks 20% Refund Discount


3. 20% to 50% discount for dining out or amusement parks


Besides, there are so many different benefits!
It’s a great discount card.

Today, it is a good check card for college students to use.
I found the benefits
Was this helpful 🙂

Consumption is always exciting and fun
If you get a blessing, your happiness is doubled!!!!
Please make good use of the benefits
I wish you a wise consumer life
Our college students who are in their 20s and have just entered the path of maturity!

Now that I am an adult who is freed from my parents’ fences, I must have had a lot of work to do on my own.. ㅜㅜ
Among them, I think the most important part is ‘money management’! (That’s right ᅮᅮ)