Summarize the conditions for issuing a credit card for the unemployed. Usually, in order to get a credit card, there is a condition that you must have a job. I think that you have to go to work to get a credit card issued, but there are other ways to get a credit card issued.
This article will tell you how to get a credit card issued without proof of employment or income, so please read the article until the end.
Get help in your life through the author’s recommendation.
Top 3 recommended condominium management fee discount cards
Recommended Cards with Large Gas Discounts｜Card Ranking TOP2
Inquiry on where to use Onnuri gift certificates｜Online and Offline 2 ways to use
Conditions for issuance of credit cards for the unemployed |
Table of Contents [Show]
Conditions for issuing a credit card for the unemployed
The most representative method is to issue the bank with the average balance of deposits in the bank. This method is advantageous when issuing from a bank card company.
The conditions for each card company are different depending on the average balance standard for each person, so you only need to refer to it.
Criteria for Issuance of Average Bank Balance by Credit Card
Your average balance is the average balance in your account. Without balance management, it becomes difficult to obtain an average balance. If the purpose is to issue a credit card, you must manage the balance.
Lotte Card: Maintain over 1 million won for 3 months
Samsung Card: Maintain more than 6 million won for 6 months
NH Nonghyup Card: Maintain over 6 million won for 6 months
Kookmin Card: 6 million won for 3 months or 1 million won for 6 months or more
Hana Card: Maintain more than 300,000 won for 3 months
Woori Card: Maintain over 1.2 million won for 6 months
Shinhan Card: Maintain over 800,000 won for 3 months
IBK Industrial Bank of Korea: Maintaining 1 million won or more for 3 months (if 6 months have passed since opening a bank account)
Citibank: Maintaining 6 million won for more than 6 months
Hyundai Card: All check cards maintained for more than 6 months on average
🔻Homepage guide for each credit card company🔻
Hana Card Samsung Card Citi Card
Shinhan Card Kookmin Card NH Nonghyup Card
Lotte Card Woori Card
The average balance issuance is the average balance for the period, so if you want to issue based on that standard, you can deposit the amount for that period. When issuing, if you are a main customer, you can simply visit a bank branch and receive issuance.
However, the average balance issuance standard may change depending on the card company, so it is only a reference.
Conditions for issuing a credit card for the unemployed
Each card company has slightly different conditions, but credit card issuance is possible if the following conditions are met.
If there is property taxpayer details: land, building, apartment, etc.
Spouse Criteria: If the spouse has property or income
Pension recipients: pension recipients, retired public servants, men of merit, soldiers, etc.
National pension payers: Pay more than 50,000 won in national pension
Health insurance premium: Health insurance premium of 150,000 won or more for those insured for 6 months or more
Medical insurance payer: Pay more than 30,000 won per month for medical insurance
If you own a car less than 10 years old
If there are applicable conditions, issuance is possible, but each card company has different standards for this, so you should ask the card company if issuance is possible.
Credit card issuance tips
If you visit the bank, issuance is easier than you think. However, since there is no special benefit, if you are satisfied with the average balance standard, check whether you can receive cashback benefits through issuance events held by each card company, Toss, Naver Pay, etc.
Refer to the credit card issuance event to get a credit card issued and receive cashback benefits. Please note that you can receive even greater benefits.
Naver Pay Cashback: Go
Toss Cashback : Shortcut
finish
We have organized the conditions for issuing unemployed credit cards. There are many people who think that issuance is possible only when you go to work, but there are many ways, so please refer to this article and match the issuance conditions.