카카오뱅크 직장인 신용대출Check emergency loan
Check overdraft account loan
Check credit loan
Compare loan conditions of multiple financial institutions directly without submitting complicated documents.
Check multiple financial institutions, but check credit information only once! Kakao Bank loan comparison does not provide mobile phone number and address to financial institutions during loan review. Compare credit loans
Kakao Bank credit loans
Emergency loans
Customers who meet all of the criteria below regardless of occupation or income
Overdraft account loans
Minimum 500,000 won ~ Maximum 3 million won
1 year
Lump-sum repayment on maturity
None
Exemption
Available 365 days a year (from 06:00 to 23:30)
Emergency loans: 4.831% ~ 15,000% per annum
(As of 2024.08.19)
Medium credit emergency loans: 6.937% ~ 11.908% per annum
(As of 2024.08.19)
This product is a loan product, and if there is an unpaid amount as of the monthly interest payment date, overdue interest is incurred as follows. Minus account loan
Salary income earners with excellent credit scores
Minus account loan
Up to 240 million won
1 year
Lump-sum repayment on maturity
Collection tax burden when applying for a loan exceeding 50 million won
Exempt
Available 365 days a year (from 06:00 to 23:30)
5.235% ~ 7.121% (as of 2024.08.19)
If there is an unpaid amount as of the monthly interest payment date, the following delinquent interest rate is applied. Credit Loan/Medium Credit Loan
Salaried workers
Individual loan that can be used during the loan period after receiving the loan amount at once
Up to 300 million won
Exemption from stamp duty when applying for a loan exceeding 50 million won
Available 365 days a year (from 06:00 to 23:30)
∙ Credit Loan: 4.511% ~ 7.486% per annum
(As of 2024.08.19)
∙ Medium Credit Loan: 3.498% ~ 15.000% per annum
(As of 2024.08.19)
∙ Medium Credit Plus Loan: 7.300% ~ 12.952% per annum
(As of 2024.08.19)
∙ Sunshine Loan 15: Fixed interest rate 15.900% per annum
(As of 2024.08.19)
If there is an unpaid amount as of the monthly interest payment date, the following Late payment interest will also be charged.
