케이뱅크 비상금대출 K-Bank emergency loan limit, interest rate, application method

케이뱅크 비상금대출K Bank emergency fund loan is an ‘emergency fund minus account’ product. For this product, Koreans aged 19 or older can apply regardless of income.

In addition, K Bank emergency fund loan uses a lump sum repayment method at maturity, and is exempt from early repayment penalty and stamp duty.

This product has a monthly sales limit, and if it is used up within the period, sales will end early in that month. Please take note of this. For more detailed application conditions, application methods, loan limits, and interest rates for K Bank emergency fund loan, please refer to this product. The details are detailed below.

How to apply for K-Bank emergency loan

K Bank’s emergency fund loan is a negative account method, and the limit is from a minimum of 500,000 won to a maximum of 3 million won. The basic loan period is 1 year, and you can apply for extension every year through the website or K Bank app before maturity. The unit is 1 year.

The loan interest rate method is one in which a preferential interest rate and an additional interest rate are added or subtracted from the base interest rate. (As of May 2021, interest rates range from 3.05% to 7.53% per annum)

K Bank Emergency Fund Loan is an ‘emergency fund minus account’ that can be used immediately in case of an emergency. All Koreans over the age of 19 can apply.

However, you will be excluded from application only if you have a history of causing losses to K Bank or if you have applied for delinquency or credit recovery. Additionally, anyone who is eligible for a loan and can issue a Seoul Guarantee Insurance insurance policy can apply for this product regardless of their job or income.

You can apply for the K-Bank emergency fund loan through the K-Bank website and app. As this is a non-face-to-face loan product, there is no need to prepare separate documents. However, a simple password or biometric authentication is required, so you must register as a K-Bank member.

When applying for a loan, you need to be careful, so be sure to check the product precautions again.

Download K Bank Android
Download K Bank iPhone

1. Log in to K Bank (if you are not eligible for membership, register first)
How to apply for K Bank 1

2. My Account -> Product ‘click’

How to apply for K Bank 2

3. Product -> Loan ‘click’

How to apply for K Bank 3

4. Apply ‘click’

The loan can be easily completed by agreeing to your personal information and verifying your identity to confirm the limit.
How to apply for K Bank 4

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