Hello everyone~ Are you interested in credit ratings? When working or borrowing power from a bank, the financial sector decides on approval based on this. In fact, if you have a low rating, you may be penalized for approval, such as rejection. So, today, let’s take a look at the Toss credit rating inquiry and take some time to find out how to manage it the right way. 토스 신용등급 조회
importance
So why do we care about credit ratings? This is the score managed in the personal credit evaluation, and the evaluation is made based on this even when a credit card is issued. do. Therefore, you need to be aware of your current situation from time to time, check your status, and manage your credit card usage records, such as not causing delinquency.
Way
Toss credit rating check First, you need to download the application. In my case, I used the App Store because I am using an iPhone, but if you are using an Android, you can go to the Google Play Store and download it. First, let’s search for Toss in the search bar!! 이베이스매뉴얼
Then the app comes up like this, and it is a free downloadable app, so anyone can use it easily. In my case, I deleted the original one and downloaded it again to explain to you, but instead of the download, a cloud-shaped emoticon is floating. Press once.
We took a look at what kind of service is provided while the download is taking place. It was written that it provides all kinds of financial-related services, but you can inquire about the financial status of the amount of cash in your account or the amount of card used.
I was able to do the remittance work that could be done at the bank with one cell phone. It seems convenient because there is no need to go to the ATM machine. Not only that, it was playing the role of a household account book where my consumption for a month was made. We provide a very smart service that allows you to check your Toss credit rating as well as various cash flows.
It seems that they recommend a suitable credit card for me as I analyze the overall consumption pattern. Each individual has a card that can receive even a little benefit in expenses such as telecommunication costs, transportation costs, shopping, and cafes, so I think that’s why. In addition, I was able to check the Toss credit rating and calculate insurance premiums. In this case, it is difficult to calculate the size of the monthly amount, and it is very good that it also indicates which part is lacking depending on the disease.
Now, I finally launched the app !! First of all, when you enter the first screen, you will see these phrases. When you click the Get Started button, a message will appear asking you to authorize permissions for notifications and contacts.
Notifications are necessary when information related to my credit rating is changed, when it is necessary to send an authentication number through ARS, or to notify deposit and withdrawal details and Dutch Pay request. So what’s the contact number? If you need to send money to a friend, even if you don’t know the account number, you can send money right away if the app is installed on the other person’s phone. I’ve actually tried it, and it’s really good that it doesn’t cost any fees and it’s also possible to send messages!
Now, if you can send money directly through the other person’s contact information, I’ll have to enter my cell phone number too! Enter your name, phone number, and resident registration number! And after agreeing to the terms and conditions, you just need to confirm, and you’re done! It’s really that simple!? Toss credit rating inquiry is almost complete ^^
When you first enter, you will see a screen like this. If you scroll down a bit, what is my credit score? There are tabs to click. You can check it by pressing it. If you select the bank you are using above, you can check the balance of your bankbook in the deposit and withdrawal account and savings account after linking the account.
Now, finally, information about credit ratings came out. It shows not only the current grade, but also the total score and history of inquiry or change. Oh, and to give you one tip, the rating through the Toss credit rating inquiry is a little different from Nice or All Credit. It is about 1-2 grades lower, but in banks and financial institutions, it is usually judged based on nice or all-credit, so please refer to it ^^
If you go to the management tab, it tells you how much the card I used for a month, how much debt I have, and the record of overdue !! Personally, I think it will be much easier to manage your credit rating since you can use all of these services for free. Overdue records have a very negative effect on your credit rating, so you must be careful as the records may be used in the future!!
When I need to get a loan from the bank, it tells me what kind of products I can use on the terms I have and which credit card is right for me.
summary
So, today, I took the time to find out how to check my credit rating for free through the Toss app and how to manage my credit overall. Not only when you get a loan from a bank, but also consistently managing your score is very important in life. If you are a person who is repeatedly rejected in the examination because your grade is not high, we recommend using Lending Brothers. It is a company that has been officially registered, so it is recommended for those who are looking for safety. thank you
These days, all services are conducted non-face-to-face.
Yes, finance is no exception.
Even before Corona, mobile banking was active.
In particular, by registering my account or card at once in Toss,
I think it will be more convenient for those who manage integrated management.
In case you need funds,
If you are a credit score manager, you can also
It has the advantage of being easily searchable.
If you are unfamiliar with it, you can easily
It will help you to find out
▼ Click here for detailed description
How to view and raise Toss credit rating
As those of you who have used the Toss app will know, it is also an application that allows you to easily manage everything from card usage history to managing your credit rating.
In fact, when the toss did not appear
Nice Jiki Mina to check one credit rating
I often had to use all credits.
Of course, because the authentication process is very complicated,
Sometimes it takes more than 20 minutes to use.
However, if you have ever used the Toss app,
As you can see, checking my credit rating is basic
Check my card usage status or credit score now
Specific behavioral principles for posting are detailed
If you really have time to check your credit rating in a hurry
For those who need to use it without it, consider an emergency loan.
you might think about it
▼ List of qualifications for products that can be used in an emergency
A summary of recommendations for easy places for emergency loans for unemployed people
It can be a natural phenomenon that loans increase as the economy gets worse.
Of course, even if the credit rating stands still
Because there are times when going up and down
It doesn’t seem like there is always a right answer
In the case of Toss credit rating inquiry, separate time or
You can check it conveniently at any time without limiting the number of times
In addition to the advantage of having one, it is the first
It is an application that can integrate and manage all account information only with
As detailed above, check the creditworthiness
We will explain in detail how
Check your credit rating using Toss
First, in the Toss app, it says “All” at the bottom.
There is a menu, please click here
Then, the credit management menu appears as shown in the figure above.
You can check it out by going right in here.
There are several ways to authenticate.
Fingerprint recognition is possible on mobile phones that are capable of fingerprint recognition.
It is easy to do, but if the phone does not work, set a password
It is also possible, etc.
Then, your credit score score is as follows:
You can check out all the ways to raise your credit score on the go.
Most of the people who use the Toss app
Because there are many young people and there are many beginners in society.
In most cases, it can be said that it is usually about 2 or 3 grades.
And the important thing is to pay the telecommunication fee or other
Because the transfer transaction details are also informed in detail
If there is any pending transaction, promptly
It will also help you manage your credit rating.