Is the transfer limit set enough? The NACF transfer limit varies depending on the security medium used, and can be increased or decreased within the transfer limit.
The security media that are important criteria for setting the transfer limit of the NACF include OTP, HSM+ security card, NH security card, and general security card. HSM is a certificate storage device with enhanced security used to prevent certificate hacking.
Nonghyup transfer limit increase [1] Bank visit
If you want to increase the amount exceeding the transfer limit of the secure medium you are using, you can increase the transfer limit by visiting the Nonghyup branch with your ID and receiving a replacement secure medium.
However, there may be a fee for issuing secure media. If you visit the local Nonghyup Bank and change the transfer limit, you usually only need to bring your ID, but in some cases, you may be asked for an additional deposit or withdrawal passbook or stamp. In the case of corporations, the required documents differ depending on the transaction record, so it is recommended to check in advance before visiting. 농협 이체한도 증액
Generally, corporations often require the original business registration certificate and certificate of all registered matters, the representative’s real name certificate, the corporate seal certificate, the corporate seal (used seal X), and a deposit/withdrawal passbook. 좋은뉴스
However, even if the security medium is replaced, if the personal credit rating is low or if seizure is set by another person or institution, the NACF may not approve the request to increase the transfer limit. In this case, it is recommended that you check with the sales representative for the reason why the limit cannot be increased in detail.
Increase of NACF transfer limit [2] Internet banking
Basically, changing the transfer limit through internet banking cannot increase, only decrease it. However, if you visit a Nonghyup branch and apply to increase the transfer limit through internet banking, you can increase the transfer limit per day/day through internet banking without visiting the sales office afterwards.
▣ Access the website
It is not difficult to increase the NACF transfer limit through internet banking. If you applied for an increase in the Internet banking transfer limit through the Nonghyup sales window, first access the Nonghyup website.
The homepage can be easily searched through the keyword search of ‘Nonghyup Internet Banking’ on portals, etc.
▣ Select [Fund Transfer Limit]
The Nonghyup transfer limit increase service includes personal information, so login is required. After logging in, tap the [Personal Banking] category and then click [My Bank] in the sub-category.
If you go to the My Bank screen, find and click [Change fund transfer limit] in the banking service management category.
▣ Change of transfer limit
If you go to the [Modify Fund Transfer Limit] screen, you will see a platform where you can change the daily transfer limit and one-time transfer limit. Enter the amount of the transfer limit you want to change separately, divided into 1 per day and 1 time.
The amount of transfer limit for each security medium is different depending on whether you use internet banking/smart banking or telebanking. When transferring using OTP or Internet banking, the transfer limit can be increased up to 100 million won at one time and up to 500 million won per day, and the transfer limit for security cards is 10 million won.
Compared to internet banking or smart banking, the transfer limit is lower when transferring through telebanking. The maximum amount that can be transferred through telebanking is 50 million won per transaction when using a secure medium as OTP or HSM + security card. When a security card is used as a security medium, the maximum transfer limit is KRW 3 million.
ATM usage limits are different from Internet banking, smart banking, and telebanking. The limit for bank transfer through ATM is 6 million won at one time and 30 million won per day. Customers can set up to 10 million won / 50 million won per day.
Cash service transfers through ATM machines are limited to 1 million won in cash (2 million won including check) and 2 million won in cash per day for Nonghyup Card. When using the Nonghyup Card within the limit of the cash service usage of the credit card, deposits can be made to your own payment account (other bank available), your other Nonghyup account, or another Nonghyup account. However, when using a non-debit card, only cash advances can be made. (Check withdrawals and cash transfers are not allowed)
Increase the transfer limit of the Nonghyup [3] Using the application
If you are using the banking service using the Nonghyup application, you can also increase the transfer limit through the application. First, select My Banking (bank management) in the banking category.
If you have moved to the My Banking screen, click [Change transfer limit] in the Account/Transfer Management category. The app also displays the platform where you can change the transfer limit along with the currently set transfer amount, just like in Internet banking. After entering the amount to increase the transfer limit, click the [Confirm] button to apply for an increase in the NACF transfer limit.
Even if the transfer limit is reduced, the previously registered reservation transfer will be processed normally. Occasionally, you may refuse to increase the transfer limit. In this case, it is recommended to visit the bank window to check the exact reason, or you can inquire through the Nonghyup customer center.
The phone numbers for the Nonghyup Customer Center are 1661-3000 and 1522-3000. Consultation hours are from 9 a.m. to 6 p.m. on weekdays and closed on weekends and public holidays. However, loss reports are available 24 hours a day, 365 days a year.