다올저축은행 FI신용대출 조건Credit Loan
Refinancing Loan
Mortgage Loan
Deposit Loan
Loan Interest Rate Coupon
Credit Score
Deposit Savings
Free Health Checkup
Health Insurance
Car Insurance
Money! Money Feed
The average interest rate changes depending on your credit score
Average interest rate
17.3%
Maximum limit
5 million won
126th
Loan interest rate
5.90%~19.90%
Loan limit
1 million won~5 million won
Loan period
Within 60 months
Interest rate type
Fixed interest rate
Loan repayment method
Lump-sum repayment on maturity, equal installment repayment of principal and interest
Application method
Mobile app
Overdue interest rate
Loan interest rate + 3% (maximum 20.0%)
Interest imposition period
Once a month in arrears
Premature repayment fee
Premature repayment fee: 0.0~1.0%
Application conditions
All customers aged 32 or older with income (those with a credit score (NICE standard) of 560 or higher)
Required documents
NoneNo documents required, just your own ID (Resident Registration Card or Driver’s License) and a joint certificate (except for securities) Possible
Notes
– Loan eligibility is determined based on the savings bank’s screening criteria and customer credit rating, and is based on the information provided by the customer, so please provide all items accurately.- If the information is different from the facts, the loan may not be possible.- Loan eligibility is determined based on the savings bank’s screening criteria and customer credit rating.- Does not exceed the statutory interest rate, including interest rates and fees.- If there is a change in personal information, part or all of the loan may be recovered.- If repayment of the loan or interest payment is delayed, the default interest rate will be applied, and you may suffer financial disadvantages such as offsets with other receivables such as deposits or legal procedures.- Please be careful, as requests for money and fees by loan brokers are illegal acts.- Please check the product description and terms and conditions before signing a contract.- You have the right to receive a sufficient prior explanation of the product, and please understand the explanation before making a transaction.- Excessive lending may cause a decrease in your personal credit score.- A decrease in your personal credit rating may result in restrictions or disadvantages in financial transactions.- In case of late payment, the principal and interest may be paid before the contract expires. A repayment obligation may arise. – For other details, please contact the Customer Service Center (1600-1482) or be sure to refer to the product description. ※ Information on the right to request a reduction in interest rates – If a financial consumer determines that his or her credit status has improved (employment/promotion/increase in assets/increase in personal credit score, etc.), he or she has the right to request a reduction in the interest rate applied to him or her from the savings bank (Article 14, Paragraph 2 of the Savings Bank Act) – Can be exercised regardless of the borrower (household, company) and loan type (credit, collateral) (excluding loan products where the interest rate is determined regardless of the borrower’s credit status, such as group loans and new car installments) – For other details, refer to the interest rate reduction request system on our website (http://www.daolsb.com/main/intrstDownMth.do).
