소액생계비대출 대상We provide small-sum living expenses loans to prevent victims of illegal financial transactions. Small-sum living expenses loan
▲ Eligibility
· Adults aged 19 or older with a credit score in the bottom 20% or lower and an annual income of 35 million won or less
▲ Loan limit
· Up to 1 million won
※ Additional loans are possible if interest is faithfully paid for 6 months or more after the initial 500,000 won loan (if evidence of use of funds such as hospital bills is provided, an initial 1 million won loan is possible)
▲ Repayment method
· Maturity is 1 year by default, but if interest is faithfully paid, the maturity can be extended up to 5 years through application
※ In cases where credit conditions have improved, support is available in conjunction with products with favorable conditions such as the lowest credit special guarantee, Sunshine Loan 15, etc.
· The principal can be repaid at any time without an early repayment fee, and only interest is paid every month until maturity in the form of a lump-sum repayment on the maturity date
※ Automatic transfer from the account applied by the customer, such as the account where the loan principal is deposited
▲ Payment interest
· The interest rate increases upon completion of financial education With a 0.5%p reduction, the initial monthly interest burden for a 500,000 won loan is 6,416 won
※ If you faithfully pay interest, the interest rate will be reduced by 3%p twice every 6 months, reducing the interest burden to 5,166 won after 6 months and 3,916 won after an additional 6 months
▲ How to apply
· Use the Small Business Finance Promotion Agency app and online or by phone (☎1397), consultation reservation required
※ When visiting the Small Business Finance Integrated Support Center and receiving a loan consultation, bring your ID and a copy of your bankbook (in your name) for receiving the loan
▲ Inquiries
· Small Business Finance Promotion Agency app
· Small Business Finance Promotion Agency online reservation page · Small Business Finance Call Center (☎1397)
Inquiries: Ministry of Culture, Sports and Tourism Policy Portal and
044-203-3048
044-203-3053
044-203-3049
044-203-3261
044-203-3049
044-203-3261
044-203-3048
044-203-3054
044-203-3054
044-203-3046
044-203-3046
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