It is said that this is being carried out to emphasize the policy of restoring people’s livelihood along with credit amnesty that removes delinquent records when debts are repaid.
Credit forgiveness delinquent record
index
What is credit amnesty?
Those eligible for credit pardon
Reasons for credit forgiveness
How to check delinquent records
What is credit amnesty?
Typically, if a debt is overdue for more than 3 months, a delinquency record remains, and the delinquency record remains for up to 5 years.
If you have a delinquency record, your credit rating will drop, making it difficult to get a credit card or loan.
However, if you receive a credit pardon, your delinquency record will be deleted and your credit rating will increase, making it possible to get better loans and credit cards.
Those eligible for credit pardon
Those eligible for credit amnesty are those who have delinquent debts of 20 million won or less from September 2021 to January 2024 and have paid off all debts by May 2024.
Currently, it is expected that up to 2.9 million people will receive benefits.
How to check your credit rating and improve your credit rating<<Click
Reasons for credit forgiveness
Credit pardon
The reason for the credit amnesty is that many people have had difficulty making a living due to the aftermath of the coronavirus, resulting in a lot of delinquency, and as a result of this, their livelihoods are currently very difficult and economic activities are having difficulty, so it is a policy to reduce the impact of this.
How to check delinquent records
How to check delinquent records
How to check delinquent records
How to check delinquent records
How to check delinquent records
Checking your delinquency record is simpler than you think. Click the button below to enter and easily find out the current status of your delinquency record, debt, etc.
Click here to check delinquent record<<
Good article to read together
How to increase your credit rating scorecard and free inquiry
How to increase your credit rating scorecard and free inquiry
The credit rating score table is a key indicator that evaluates an individual’s credit and is an index table that combines credit transactions, debt, amount, and period. From January 2021, the credit rating system will be abolished and credit ratings will be provided without grading.
alsrbkr.com
How to use the site to find dormant deposits
How to use the site to find dormant deposits
A dormant deposit refers to a deposit account classified as ‘dormant’ by a bank or other financial institution due to no customer transactions for a certain period of time. The period of transition to dormancy may vary depending on the country or financial institution.
alsrbkr.com
conclusion
We learned about credit forgiveness and delinquency record deletion.
Many small business owners must have had a hard time due to the aftermath of the coronavirus, so I hope they can enjoy a good life through this opportunity.