What is a credit score?
an individual’s ability to repay debt 올크레딧 무료신용조회
It is an indicator that quantifies how much. 이베이스매뉴얼
From 1 to 1000, the higher the score, the better the credit rating.
means high.
As the existing credit rating -> credit score is changed
Many of you may be confused.
When classified by grade, my credit rating is high or low.
I was able to judge for myself.
As the score changes, is this high or low?
It became difficult to distinguish.
Your credit rating is still
People who ask if it is high or low
a lot.
The fact that detailed evaluation of each individual in the rating system is not possible,
Credit is required for each grade, such as a loan or credit card issuance.
In case of general rejection of examination, etc.
It’s meant to complement, well…
If I personally compare the grades and scores before and after
It doesn’t feel like much has changed.
It is the left grade for each score above.
It will be convenient for you to understand.
First, you need to install the Kakao Pay app.
Is there anyone who doesn’t have a KakaoTalk ID?
Follow the simple login process
When you log in
This is the main screen.
Click the full view at the bottom to view the full menu
I have a credit check.
In general, domestic financial institutions
Two credit scores from Nice All Credits
Because you focus on it, you can get a loan in the future or
Financial transactions such as issuing cards
If you have something to do, plan ahead.
This will come in handy when you need it.
Simultaneous inquiry of both companies is possible in this way.
In the past, it was well managed and maintained at 900 points.
Lately, I haven’t felt the need, so I haven’t taken care of it.
Somehow, my score dropped a lot.
Because Nice and All Credit are paid services respectively.
Pay a certain amount or get one free quarterly
Available only when provided
Real-time if you use Kakao Pay
You can use it for free while checking.
If you look at the masturbation picture, you can see Nice and all credits.
The credit scores of the two credit information companies
You can see the difference.
It’s the same credit information company, but why is there a difference?
In a nutshell, how is your credit score calculated?
Because they are slightly different from each other.
If you look a little more closely, the percentage of credit card use
terms of credit, cash advances or non-bank loans;
Products in use, transaction institutions, credit card users, etc.
Several variables come into play.
Most people have a nice score rather than all credits.
It will be higher.
If you think that all credits reflect a little more conservatively
I think it will be.
As a tip, all credits are slow to reflect your credit score.
It takes a long time for your score to go up.
And because I see a lot of financial patterns
Usually only credit card usage and delinquency
Taking good care of it will help a lot.
Now, this is one of the most frequently asked questions.
Where should I manage my scores for Nice and All Credits?
What is the answer? There is no need to differentiate.
When one rises, the other rises as well.
Conversely, if your credit score is adversely affected
Both will go down.
Only one side is checked by financial institutions
You may think that there is no case.
And besides, these days, like Pin X and Toe X
Loan inquiry is done a lot through fintech application.
The limit and interest rate of about 40 financial institutions at a time
It’s easy because you can get it.
However, conversely, financial institutions that are not suitable
Since all inquiries are included, there is no need to check the inquiry history.
will be left behind.
Of course, it doesn’t affect your credit score.
However, the inquiry history itself may be the reason for the rejection.
In fact, there are only about 3,000 views per year around me.
Some people did.
I don’t know.. I just pressed a button
It’s so easy, even if you don’t need it
“I’ll use it when I need it, so I’ll have to check it out in advance!”
Those who do… no.
What you are looking for now and when you need it later
The results you are looking at are different.
And personally, the results of fintech are
I don’t think it’s accurate.
When the limit came up, I applied.
When you say no or search through Fintech
I didn’t see it, but if I look it up directly, there is a limit
Too many cases.
I hope you use it wisely ^^
End!