When transferring the maturity fund of the youth hope installment savings to a youth leap account, the amount to be paid in a lump sum is registered. There are times when the maturity amount of the youth hope installment savings is different than expected or the temporary payment information needs to be changed for various reasons. We will look into the details of the registration and information change of the temporary payment of the youth leap account, such as the amount, depending on whether or not the account has been opened. 청년도약계좌 일시납입 신청
Table of Contents
♦ Temporary payment of youth leap account
1. Temporary payment conversion period (application period)
2. How to apply for a lump sum payment
3. How to register a lump sum payment
4. Cancellation/Change of Temporary Payments
4-1. How to change it
4-2. Cancellation method jasminevista.com
5. the termination of a party
6. Precautions for Temporary Payment
♦ Temporary payment of youth leap account
1. Temporary payment conversion period (application period)
The period of registration for temporary payment of the youth leap account is
You can apply by the next month of the month in which the desired installment savings expires.
e) If the maturity date of the youth hope installment savings is 23.03.03 days,
If you apply for a youth leap account by the end of 24.04 months, you can apply for a temporary payment.
2. How to apply for a lump sum payment
If the Korea Inclusive Finance Agency does not register temporary payment information
You can only sign up by depositing money every month
When you open a youth leap account later, you can’t make a temporary payment.
In the case of the expiration of the youth hope installment savings (scheduled),
After applying for a leap account at the bank, choose one of the following two to apply
If the Korea Inclusive Finance Agency sends a text message to register temporary payment information,
Access the link in the text and apply.
Register temporary payment information by accessing the website of the Korea Inclusive Finance Agency directly
→http://ylaccount.kinfa.or.kr
3. How to register a lump sum payment
After accessing the website of the Korea Inclusive Finance Agency, register the information below
1. Registration of applicant information
Temporary payment of youth leap account
2. Register the amount to be paid in a lump sum
From a minimum of 2 million won to the maximum amount of youth savings due
3. Temporary payment amount/monthly set amount of youth leap forward account
You can choose from 400,000 won, 500,000 won, 600,000 won, and 700,000 won
4. Cancellation/Change of Temporary Payments
4-1. How to change it
After completing the qualification examination at the Korea Inclusive Finance Agency,
Case 1) Youth Leap Account Not Opened: Reapply at the Application Bank App
Sare 2) Status of opening a youth leap account: If you have opened a youth leap account, you cannot change it.
However, if there is still a period for entering temporary payment information, it is necessary to check with the Korea Inclusive Finance Agency whether the change can be made.
* Korea Inclusive Finance Agency: 1397 > No. 3 needs to be checked
*Important points
In the case of termination of the youth leaping account,
You can’t have a new account for two months
The deadline for applying for temporary payment (by the next month of the desired installment savings expiration date) will be passed
You will not be able to apply for a temporary payment.
So, if you opened a leaping account today
“After cancellation, not termination,” according to the bank
In some cases, it will reopen
Need to check with the bank concerned.
4-2. Cancellation method
* Korea Inclusive Finance Agency: 1397 > No. 3 needs to be checked
5. the termination of a party
Special Interim Termination: Non-taxable, government contributions, preferential interest rates are all applied
General termination: Non-taxation, non-application of government contributions, and interest rates for termination of the termination
(Also Read) Reasons for Special Intermediation
subscriber’s death
overseas migration of subscribers
a subscriber’s natural disaster
Subscriber retirement
Business closure of a subscriber operator
Incidents of injuries/diseases requiring inpatient treatment or medical care for more than 3 months of subscribers
Suspension of business of a financial company, cancellation of business license, dissolution resolution or bankruptcy
Acquisition of the subscriber’s first ever home
(Additional) Marriage
(Additional) Birth
6. Precautions for Temporary Payment
The temporary payment amount is made by processing the set monthly payment amount in advance for each time, and additional payment cannot be made during the temporary payment period.
(After the temporary payment period, direct deposit can be made within the limit of the monthly limit.) In the case of a new youth leap account on 2024.03/set monthly amount of 500,000 won/temporary payment amount of 5 million won
No additional deposit due to the 10th prepayment period from 2024.03.03 to 2024.12.03.
Direct deposit is possible within the range of 700,000 won per month from 2025.01.03.
If the temporary payment exceeds the maturity amount of the youth wish installment savings, the payment will be suspended without paying the government contribution, so it must be set within the range of the maturity amount of the youth wish installment savings.
e) In the case of the maturity receipt of the youth desired installment savings of KRW 10 million/the application for temporary payment of KRW 12 million
Amount of maturity receipt of desired installment savings < Government contribution is not paid as a temporary payment application amount, and payment is suspended.
Re-enrollment is possible after two months after the termination of the contract,
If you re-join, the government contribution will be
Deducted according to the subscription period before termination.