Do individual entrepreneurs such as small business owners and self-employed people open and use a business account?
Unlike corporate business owners, individual business owners are not required to have a business account.
However, if sales and purchases occur frequently, it is often confused when used in parallel with the existing personal passbook. 카카오뱅크 개인사업자 삼성카드
Today, we are going to learn how to open a personal business account for that reason and how to open a Kakao Bank account. 이베이스매뉴얼
Recently, Kakao Bank is holding an event about opening a personal business account. Let’s take a look at this.
The basic things you need to know before opening an account are:
Eligibility: Individual entrepreneurs 17 years of age or older with a business registration certificate (however, in the case of a joint business, only the main representative indicated on the business registration certificate can open and convert a bank account.
Deposit type: Consider ordinary deposit (the fact that the interest rate is low – the basic interest rate is 0.1% per year as of November 02, 2022)
Savings amount: There is no limit.
Depositor protection products
Often, the function itself is not much different from ordinary ordinary deposits.
Kakao Bank Account Individual business account opening
The method of opening an account is different for those who have an existing personal account with Kakao Bank and those who do not.
First of all, let me explain the process of opening a business account in general, you can refer to the picture below.
(1) Open Kakao Bank and click the area marked with three dots at the bottom.
After that, you will see the word “Public Business Banking Launch”, and you can proceed by clicking on Personal Business Account at the bottom.
(2) If you click Personal Business Account, you will be prompted to apply for a new account and switch to an existing account as shown in the picture below.
If you do not have an account with Kakao Bank, you can use a new account, and if you have an existing account, you can switch to an existing account.
When applying for a new account, you will need to bring your ID.
The general method of opening a Kakao Bank account or non-face-to-face account opening at another bank is almost the same.
To open an account, you can open an account according to the purpose of use, such as opening a deposit and withdrawal account, opening a personal business account, etc.