It was a world where it was natural to receive interest every year, but there was a stir at one time when Toss Bank, which could receive interest every day, was released from last year. There are many benefits of this Toss Bank check card, so please refer to it and bring a lot of cashback.
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What is Toss Bank Passbook? 토스뱅크 체크카드 혜택
Card issuance conditions
Existing debit card benefits and cashback
New benefits from July
What is Toss Bank Passbook? 이베이스매뉴얼
Toss Bank passbook is a passbook launched by Toss that allows deposits and withdrawals with no expiration date. The interest rate is 2% per annum up to 100 million won, and 0.1% per annum is applied to the amount above 100 million won. For example, if you put 150 million won in a bankbook, you can think of it as 2% for 100 million won and 0.1% for 50 million won in excess of 100 million won. It is a very advantageous product because it is free of remittance fees, ATM withdrawal fees, and annual fees.
This deposit is protected up to 50 million won per person according to the Depositor Protection Act, and has the advantage of being able to enjoy the daily compounding effect by accumulating interest every day even if you put it in for one day without a set period.
Interest can be received in one of two ways: entering and receiving interest every day by clicking Receive interest or by collecting interest at once. In other words, interest is paid on the third Saturday of every month on the day of interest.
Card issuance conditions
Only 17 years of age or older can join, and postpaid transportation cards can be issued from 18 years of age or older. You do not need to go to the bank, you can issue a passbook and card with one smartphone. The type of deposit is ordinary deposit, not savings deposit, so there is no limit to the amount and period of savings. .
Existing benefits and cashback information (~7.1)
If you have even been issued a debit card, you should check the most important benefits, right? If the card is issued with a debit card function, you can use it as a transportation card or use it as a regular debit card because there is no annual fee.
Although there are many cards that give cash back, it was not easy to get cash back benefits because of the condition that you must use them for a certain amount a month. You can receive 300 won at a time, up to 40,300 won per month, but this benefit will continue until June 30th.
Now, if you don’t drink coffee, something feels empty. If you drink a cup of coffee at Starbucks, Ediya, Pascucci, A Twosome Place, Coffee Bean, Paul Bassett, Blue Bottle, Holly’s, Angel-in-us, and Tom N Toms, you get 300 won as cash back. 300 won if you eat a hamburger at fast food restaurants such as Burger King, Mom’s Touch, McDonald’s, Shake Shack, and Lotteria! Also, CU and GS25 convenience stores are also paid 300 won once a day.
This means that if you eat a hamburger as a meal, then drink a cup of coffee and use a convenience store, you can receive a total of 900 won in cash back three times a day.
Also, if you take a taxi, you get 300 won, and if you use public transportation for commuting every day, you get 100 won each, and you get unlimited 3% cash back on all overseas payments. It seems that there is no reason not to use this card because it provides so many benefits without any performance.
So, when you will get your cashback back, you will receive it as soon as the payment is withdrawn from your account, rather than a few days later! However, for public transportation such as buses and subways, the usage history must be submitted to the card company, so it can be received 1 to 5 days after use. Please note.
So, can I get cashback on every payment? It’s not like that. In Korea, you can receive cash back only for payments of 3,000 won or more.
In addition, cashback benefits may not be applied even when using simple payments such as Kakao Pay or Naver Pay, and purchases of gift certificates and the amount paid at rental stores located in department stores, discount stores, shopping malls, outlets, hotels, airports, railway stations, food courts, etc. , transportation card recharge amount, delivery app payment, delivery fee, utility bill payment, etc. are also excluded from cashback payment.
New benefits from July
From July, the benefits will be slightly expanded. Similarly, you can receive up to 3,500 won as cash back every day without any performance conditions. For each benefit area, you can get 100 won per transaction for less than 10,000 won and 500 won for each payment over 10,000 won. You can get instant cash back once a day. As it continues, additional cinemas and desserts such as Baskin Robbins and Dunkin Donuts are now available.
In other words, to summarize the new benefits from July, movie theaters and desserts have been added to the existing benefits, and you can cash back up to 3,500 won per day. This is provided.
The details are listed in the Toss app, so it might be good to go in and take a look. We learned about the Toss check card with the above jackpot benefits.
Since the Toss Bank application was first created, there is a lot of comfort in financial management such as easy remittance and account management.
Toss Bank, which I have been using regularly, has a check card too!
It is a Toss check card launched by Toss Bank, which always emphasizes simple and uncomplicated finance.
What are the benefits and how to apply for a debit card?
We’ll put it all together.
Toss Check Card Benefits
1. Cash Back
You can get cash back every time you use the Toss check card, but it is said that they give you cash back once a day without any previous month’s performance. This condition is to give you cash back on payments of 3,000 won or more.
Convenience store CU, GS25 300 won per day
Coffee Starbucks, Ediya, A Twosome Place, Coffee Bean, Paul Bassett,
Blue Bottle, Holly’s, Angel-in-us, Pascucci, Tom n Toms 300 won per day
Fast food Burger King, Mom’s Touch, McDonald’s, Shake Shack, Lotteria 300 won per day
Taxi General taxi, Kakao, Tada, UT, Macaron KRW 300 per day
Public transportation Bus, subway 100 won per day
There is a 3% cash back benefit for all payments when making an overseas payment with a Toss check card with cash back once a day in each of the 5 areas of use, not cash back in only one of the places of use. You will be able to receive cashback of up to 1300 won per day.
This benefit is an event that runs for approximately 5 months from January 5, 2022 to June 30, 2022, and the maximum cashback per month is 40,300 won, so it is important to take care of the benefits.
Also, it seems that cash back does not apply to money spent at convenience stores, fast food, coffee shops in department stores or mart food courts, intercity buses, Naver Pay, and Kakao Pay, etc., so be careful!
2. Various functions
The Toss Check Card is equipped with various functions. First of all, the biggest advantage is that there is no annual fee and that there is no fee when depositing and withdrawing from an ATM machine regardless of bank!
Also, the Toss check card has an OTP function, which allows us to pay by simply touching the card to the payment machine like Samsung Pay, rather than inserting the IC chip into the payment place when we usually pay with a card. This is a possible function. This is a function that makes you wonder if you can make payments without taking the card out of your phone case or wallet if you use this function.
You can also use OTP to send money by swiping your card to your phone!
In addition, it is a check card that is equipped with various functions such as transportation card function and overseas payment with master card.
How to apply for Toss Check Card
You can apply for a Toss check card in the Toss app. After running the Toss application, you just need to go through the steps of Toss Bank – Toss Bank Card – Create a card in the entire menu to complete the check card application. Very simple, right?
It took about 5 days excluding weekends to have the card delivered to my house. The Toss Check Card comes in 4 colors: Orange Milk, Purple Green, Lemon Blue, and Night Pink.
I chose the lemon blue color, the lemon colored front has an IC chip and the blue has card information written on the back. Personally, I felt that the real thing was closer to the lime color than the lemon color.
Today, I learned about the benefits of the Toss Bank check card and how to apply. There are various benefits such as a simple application and cashback benefit without any performance, so this is the check card I would recommend to anyone who is thinking about a check card!