한화저축은행 오렌지론Credit Loan
Refinancing Loan
Mortgage Loan
Deposit Loan
Loan Interest Rate Coupon
Credit Score
Deposit Savings
Free Health Checkup
Health Insurance
Car Insurance
Money! Money Feed
The average interest rate changes depending on your credit score
Average interest rate
14.12%
Maximum limit
50 million won
82nd
Loan interest rate
Minimum 11.44% ~ Maximum 18.13% (differentiated depending on the customer’s personal credit rating, etc.)
Loan limit
Minimum 4 million won ~ Maximum 50 million won
Loan period
Minimum 12 months ~ Maximum 120 months
Interest rate type
Fixed interest rate
Loan repayment method
Equal installment repayment of principal and interest
Application method
App (Mymo)
Overdue interest rate
Loan interest rate + 3% (within the maximum legal interest rate)
Interest imposition period
Monthly post-payment
Premature repayment fee
Within 2% (Premature repayment fee exemption for transactions exceeding 3 years from the loan handling date)
Application conditions
Office workers with more than 3 months of employment KCB credit score exceeding 600 points
Required documents
ID card, Proof of income (documents may be required when processing a loan)
Ancillary expenses
None
Note
※The above contents may change according to the lending and interest rate policies of our savings bank.※Please check the product description and terms and conditions before signing the contract.※You have the right to receive a sufficient explanation of the relevant product in advance, and please make a transaction after understanding the explanation.※Excessive lending may cause a decrease in your personal credit score.※A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions.※When the loan maturity date has passed or interest is overdue for 1 month from the time interest should be paid, or when the installment repayment principal (interest) is overdue twice or more in a row, overdue interest will be charged on the loan balance.※In case of overdue payment, you may be required to repay the principal and interest before the end of the contract period.※For other details, please contact the customer center (1877-0927).
