If you do not use your account for 6 months, it will be converted to a dormant account, so it is a good idea to organize or close unnecessary bankbooks. If you’re wondering if there’s any money I forgot to put in these days when I’m sorry for a penny or two! With a little diligence, you can find your hidden money, a dormant deposit. Then I will post a dormant account integrated inquiry recovery money find dormant deposit finder.
Integrated inquiry of dormant accounts 휴면계좌 복구
Human account integrated inquiry 좋은뉴스
the first way
This is how to query the Small Finance Promotion Institute.
The Small Financial Promotion Agency Find Dormant Deposits is a site where you can find deposits and insurance money sleeping in your bank account, as well as hidden dormant deposits for the heirs of the person whose death has been reported.
You can also donate with dormant deposits.
At the top of the site, click Manage dormant deposits → Inquiry dormant deposits and request payment, enter your personal information, and inquire.
If you have a public certificate, you can do an integrated inquiry of dormant accounts of individuals and corporations.
You can check banks, insurance companies, post offices, etc.
However, the contents of dormant accounts of Nonghyup Bank, Kookmin Bank, Shinhan Bank, Woori Bank, Kakao Bank, Industrial Bank, etc.) / insurance company / post office will be provided from January 1, 2003.
Please note that the actual amount is slightly different depending on interest income tax and tax burden.
the second way
This is how to search in Pine.
Similarly, if you search for Pine on the portal site, you will find it. Pine is a financial consumer information portal site, and you can search more widely than the Small Finance Agency introduced above.
You can check many things such as loans, funds, pensions, and stocks related to finance. It’s good to find and use it according to your personal situation.
the third way
This is how to do it with a mobile application.
Install the AccountInfo app
Immediately after identity verification, the banknotes, second financial institutions, and securities companies that I use appear all over the place.
How to cancel a dormant account
If you click the Apply button for call inquiry of dormant accounts through the method above, you can close the account and transfer the balance to the desired account.
At this time, if you click the confirmation button, it will tell you whether or not the account can transfer the balance.
Then, after checking the account, click Move → Check the expected cancellation amount
When transferring the balance, the dormant account will be closed, so please consider carefully.
How to recover a dormant account
You must visit the bank directly.
A dormant account is a dormant account that has not been used for a long time.
When you visit in person, dormant account recovery is not completely restored on the same day.
Instead, it is changed to step 1 of the financial transaction limit, which only restricts withdrawals.
You can withdraw 300,000 won once through Internet banking.
Up to 1,500,000 won is possible through bank window transactions
next
If it has been 3 months since you moved your salary bankbook to the restored dormant account
As the financial transaction limit reaches the second stage, if you maintain it for one year, it will be changed to a general bank account.
If you want to shorten the period
Use a credit card that can be issued at the bank to automatically transfer the card payment.
Then, after 3 months, it changes to the second stage of the financial transaction limit
If you keep it for 6 months, it will be converted to normal.
Regardless of the performance of the card, even a small amount can be transferred to the general bank account after the period has elapsed.
If it’s too long for you, you can decide whether or not to open a new account.