Am I also eligible for credit forgiveness? How to check and apply for 2024 credit amnesty
Credit amnesty is also called credit recovery support measures. This involves deleting the delinquency records of up to 2.98 million people among those with small delinquencies of 20 million won or less. As a result, many people’s credit scores can increase by an average of 39 points, and credit cards can be issued and low-interest loans become possible.
In this post, we will introduce you to the 2024 credit amnesty eligibility criteria, eligibility criteria, and how to apply.
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Check who is eligible for credit amnesty in 2024
Check immediately if you are eligible for Nice credit pardon
Check immediately if you are eligible for All Credit credit forgiveness
Check immediately if you are eligible for Toss credit pardon
Other Organization Information
Criteria for support for credit amnesty and its expected effects
Those eligible for credit amnesty
Check who is eligible for credit amnesty in 2024
It is very simple to check if you are eligible for a credit pardon. You can easily check whether you are eligible for credit recovery support directly on the websites of personal credit rating companies and individual business credit rating companies.
You can check it right away by accessing the website of a credit rating company such as Nice Rating Information or All Credit.
Check immediately if you are eligible for Nice credit pardon
Check whether you are eligible for credit pardon
Those eligible for credit amnesty
Those eligible for credit amnesty
Those eligible for credit amnesty
Those eligible for credit amnesty
Check immediately if you are eligible for All Credit credit forgiveness
Check whether you are eligible for credit pardon
Those eligible for credit amnesty
Check immediately if you are eligible for Toss credit pardon
If you are a Toss user, you can easily check it on the Toss app on your mobile phone. Toss predicts that those eligible for this credit pardon will be able to increase their credit scores by an average of 544 points. If you are a Toss user, you can easily check using Toss.
Those eligible for credit amnesty
Those eligible for credit amnesty
Those eligible for credit amnesty
Other Organization Information
Organization Name Website Phone Number
NICE evaluation information www.credit.co.kr 1588-2486
KCB www.allcredit.co.kr 02-708-1000
Korea Corporate Data person.cretop.com 02-3215-2555
SCI evaluation information www.siren24.com 1577-1006
Incredible www.widuspool.com 02-2101-9114
NICE D&B www.nicers.co.kr 02-2122-2550
Credit Information Service www.credit4u.or.kr 1544-1040
Criteria for support for credit amnesty and its expected effects
This applies to individuals or self-employed individuals who incurred a delinquency of 20 million won or less from September 1, 2021 to January 31, 2024, but repaid the delinquent amount in full by May 31.
Approximately 2.98 million people are eligible based on NICE evaluation information, and approximately 310,000 individual business owners are based on Korea evaluation data.
Those who have repaid the full amount of their arrears by February of this year can apply immediately from the 12th without a separate application.
Individuals or self-employed individuals who have not yet repaid their arrears can apply if they repay the full amount by May 31.
Those eligible for credit amnesty
Those eligible for credit amnesty
Those eligible for credit amnesty
Benefit
individual sole proprietor
Credit rating is expected to increase by approximately 37 points on average. Credit rating is expected to increase by approximately 102 points.
More than 150,000 people use credit cards. Approximately 80,000 self-employed individuals can issue loans from first-tier financial institutions.
loan. possible
Approximately 260,000 people received new loans from banks. possible
And from this day on, for borrowers who use debt restructuring, the period for registering information that they have received debt restructuring will be shortened from 2 years to 1 year. When using debt restructuring from the Credit Recovery Committee or the New Start Fund, the registration of debt adjustment information was canceled if the debt was repaid faithfully for 2 years, but this will be changed to when repayment was faithfully made for 1 year.
So far, we have looked at how to check who is eligible for the 2024 credit amnesty, how to apply, and the support criteria and expected effects.
Those eligible for credit amnesty
Those eligible for credit amnesty
Those eligible for credit amnesty
Due to high prices and economic difficulties, many individuals and self-employed people are increasing their delinquency and it will not be easy to recover their lowered credit rating. We hope that many individuals and self-employed people will be able to benefit from credit forgiveness and perform better economic activities through this opportunity.