햇살론 카드 신청방법Are you looking for the Sunshine Loan Card issuance conditions and application method?
The Sunshine Loan Card is a credit card from the Korea Inclusive Finance Agency for those who have difficulty issuing credit cards.
In this article, we will quickly and easily inform you about Sunshine Loan Card cashing, installments, and benefits.
Check it out below right now.
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The Sunshine Loan Card is a credit card product supported by the Korea Inclusive Finance Agency.
This is a credit card with a usage limit for people with low credit who have difficulty issuing credit cards from commercial credit card companies.
As such, the Sunshine Loan Card can be used for up to 5 years, and can be issued by 7 card companies.
If you are inconvenienced by not being able to issue a credit card, try issuing a Sunshine Loan Card.
Next, let’s look at the conditions of the Sunshine Loan Card.
There are three conditions for the Sunshine Loan Card as follows:
In this way, people with low credit scores in the bottom 20% or lower can be issued a Sunshine Loan Card, subject to the condition of an annual income of 6 million won or more.
Required training for the Sunshine Loan Card can be found on the Financial Education Portal website of the Korea Inclusive Finance Agency.
Next, let’s look at the Sunshine Loan Card limits.
The basic limit for the Sunshine Loan Card is 2 million won, and the limit can be increased up to 3 million won.
The conditions for increasing the Sunshine Loan Card limit are as follows.
If you use the Sunshine Loan Card for more than one year and have no delinquent payments, you can increase the limit up to 3 million won.
To increase the limit, you must first review the limit increase on the Korea Inclusive Finance Agency app.
You can access the Korea Inclusive Finance Agency app, apply for limit expansion screening, and once the approval result is received, apply through your credit card company.
Please refer to the video below for detailed information on how to increase your Sunshine Loan card limit.
Next, let’s look at the Sunshine Loan Card benefits.
Sunshine Loan Card benefits vary depending on the card company, please refer to the table below.
As such, the Sunshine Loan Card benefits are different for each card company.
There are a variety of benefits, including discounts at online businesses, discounts at affiliated stores, and discounts at hospitals.
We recommend that you select a card company based on your frequent card usage.
Next, let’s look at how to issue a Sunshine Loan card.
Issuance of a Sunshine Loan Card requires first applying for a guarantee through the Korea Inclusive Finance Agency app.
Please apply for a Sunshine Loan Card guarantee at the Korea Inclusive Finance Agency and then have the card issued by the credit card company.
The Korea Inclusive Finance Agency app can be downloaded below.
Please apply for the Sunshine Loan Card guarantee right now.
Next, let’s learn about Sunshine Loan Card cashing and installments.
Many people are curious about how to cash out the Sunshine Loan Card or the installment plan.
To conclude, it is impossible to cash out the Sunshine Loan Card.
Restrictions when using the Sunshine Loan Card are as follows:
As such, the Sunshine Loan Card is not available for entertainment, cash services, or card loans.
Please note that Sunshine Loan Card installment payments are available for up to 6 months.
In this way, we learned in detail about the conditions for issuance of the Sunshine Loan Card and how to apply.
The Sunshine Loan Card is a government-supported credit card for people with low credit who have difficulty obtaining a credit card.
If you increase the basic limit of 2 million won, you can use up to 3 million won per month.
If you need a Sunshine Loan Card, please apply right now on the Korea Inclusive Finance Agency app.
Learn more about Sunshine Loan
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