카카오뱅크 중고차대출Forest Park
Table of Contents
*️⃣ All you need is one document!!
Kakao Bank will do everything you need for a used car loan. Just prepare one document, the car sales contract!
*️⃣ Fast review, same-day execution!
Easily check everything from interest rates to limits with just the vehicle number and execute on the same day.
*️⃣ Easy even on weekends
You can easily apply on Kakao Bank even on weekends.
*️⃣ Only verified properties with peace of mind
We will also check if the properties are verified and registered as vehicles for sale.
❇️ Product Information
📌 Product Name
Used Car Purchase Loan
📌 Loan Type
Used Car Purchase Fund Loan
📌 Loan Target
Employee (current job for 6 months or more)
Customers with an annual income of 20 million won or more
In the case of joint owners, contract holders with a vehicle ownership ratio of 50% or more
※ Busan area car dealers are excluded
🟥 Loan is not possible in the following cases:
– If the vehicle registration date is more than 15 years based on the first registration date of the vehicle registration certificate
– If the vehicle is not directly owned by the used car dealer and is not for sale (commercial use)
– If it is a vehicle directly traded between individuals or the owner is unclear
– If the dealer who owns the vehicle is not a normal business operator (loan deposit is not possible)
– If the vehicle is joint owners, subcontractors with a vehicle ownership ratio of less than 50%
● The period of employment is calculated based on the National Health Insurance Corporation qualification certificate
● Annual income is Estimated as paid insurance premiums on the National Health Insurance Corporation Insurance Premium Payment Confirmation
● Foreign nationals aged 19 or older
● Customers without credit rating information such as delinquency or default information
● Customers without application for rehabilitation, bankruptcy, or exemption
● Customers without a history of holding overdue loans or causing losses
● Customers without a record of financial fraud
● Customers eligible for issuance of insurance certificates from Seoul Guarantee Insurance Co., Ltd.
🟥 Loan limit
The loan limit is within the scope for which a certificate of guarantee (guarantee insurance) can be issued. 🟥 Loan period
Equal installment repayment of principal and interest 1~5 years
🟥 Repayment method
🟥 Customer burden cost
None
🟥 Early repayment cancellation fee
Exempt
🟥 Loan application time
From 06:00 to 23:20
※ Loan transfer is only possible during loan application times.
🟥 Document review time
– Loan execution is possible after document review is passed.
– We will inform you of the possibility on the same day depending on the number of document review applications.
🟥 Submission documents
ㅇWe have told you about Kakao Bank’s used car loan so far. Now, you can easily apply for a used car with Kakao Bank.
I hope everyone who visits is happy!!
Thank you for visiting Forest Park’s Tistory.
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