KB Kookmin Card Gulbi Card The E-Mart Card, which had good E-Mart discount benefits, has been discontinued. I also couldn’t extend the validity period. This time, KB Kookmin Card released the E-Mart 2 card and got interested. 이마트 2 국민카드
So, I carefully checked what the benefits were, and what things to pay attention to, such as performance and monthly discount limit. However, it is not a Hyeja card like before, but it seems to be quite useful if the lifestyle fits well. For those who haven’t been able to find a good E-Mart discount card, it looks like it’s highly recommended, so please refer to today’s post.
KB Kookmin Cart E-Mart 2 Benefit Analysis 이베이스매뉴얼
So let’s look at the benefits first. The most notable benefit is E-Mart and Traders up to 30% discount. Of course, there is a limit on the previous month’s performance and discount, and it is provided if you use more than 70,000 won per case. If the previous month’s performance was 500,000 won, a 20% discount up to 20,000 won per month, and if the previous month’s performance was 1 million won, a 30% discount up to 40,000 won per month is provided.
Another disappointment is that discounts are only available in offline stores. These days, I do a lot of online shopping, and it’s a bit disappointing considering that I received various benefits such as coupons in duplicate. Based on the previous month’s performance of 1 million won, you can receive benefits up to 133,400 won.
Next, there is the Starbucks billing discount benefit. It is provided when you spend more than 10,000 won per case, and you get a 10% discount up to 10,000 won per month. Please note that online, gift certificate and prepaid card purchases are excluded, and rental stores are excluded. The 10% discount rate and the monthly limit of 10,000 won is quite disappointing, so I don’t think it’s a benefit to use personally.
I am receiving a 50% discount on Finetech siren orders, and there are quite a few cards that offer more than 10% discount. However, if you have exceeded the monthly limit of your main card or you do not have a specific card you can use, you can use it.
Discounts on bills for lifestyle businesses such as academies, pharmacies, convenience stores, petrol, beauty salons, golf, and family restaurants are also worth noting. Also, it is provided if you use 10,000 won or more per case, and if the previous month’s performance is 1 million won or more, 10% will be provided up to the monthly limit of 20,000 won. This means you can get a discount of up to 20,000 won.
Finally, there is also a 10% billing discount for subscription services that are popular these days. It is available on Netflix, Disney Plus, and Wave and is limited to KRW 5,000 per month. Personally, I wonder if there is any chance to use the subscription service up to 50,000 won. Please note that simple payment and in-app payment are excluded.
In summary, excluding Starbucks, if the previous month’s earnings were 1 million won, you can receive 65,000 won benefits up to E-mart/traders 40,000 won, daily life industry 20,000 won, and subscription service up to 5,000 won. (75,000 won including Starbucks)
What to watch out for and how to use it?
One thing to note about KB Kookmin Card’s E-Mart 2 card is that it excludes performance. The performance standard is based on the approval of lump-sum payment and installment payment from the 1st to the last day of each month. Please note that this is not a billing basis.
You also need to carefully look at the exclusions of apartment management fees, various taxes, insurance fees, gift certificates and prepaid cards, etc. Gift certificates are not, of course, and the amount received for discount services is included in the performance. This is why the E-Mart 2 card has become a useful card. Another thing to note is that unapproved slips such as vending machines, tunnel tolls, and in-flight fares are also excluded.
In summary, among those who use E-Mart and Traders’ offline purchases, those who pay about 200,000 won per month to refuel can see a picking rate of up to 6% or more. Also, be aware that the discounted usage amount is also included in the performance, so you must also use the additional performance of about 650,000 won.
Lastly, it is recommended that those who meet the conditions for a new KB Kookmin Card subscription first receive new benefits through platforms such as Kakao Pay or Naver Pay. Please note that you can participate if you have not received Kookmin Card performance in the past 6 months or 1 year after receiving the new benefits.
Today, we took a look at the benefits of the newly launched E-Mart 2 card from KB Kookmin Card. It can be seen as a pretty decent card with a picking rate of over 6% based on the previous month’s performance of 1 million won. Efficiency seems to be better for people in the daily life industry, especially those who even refuel. However, the additional amount you need to spend is quite a bit, so consider your lifestyle and get it.