In this post, we will take the time to find out how to issue a Nonghyup financial certificate.
The issuance of the Nonghyup financial certificate can be obtained from both mobile and PC web homepages. After accessing the Nonghyup Bank homepage, click the Certification Center at the top, and when the page appears, click the Issue/Reissue Certificate button. 농협 금융인증서 발급방법
You will be directed to the financial certificate issuance/reissuance page and identity verification begins. After entering your user ID and resident registration number, click the Confirm button at the bottom.
Then, check the box to agree to the terms and conditions.
Scroll down and click the I Agree button once.
The page for entering the security medium and account number appears, enter the account number and password, enter the mobile OTP, and click the OK button below.
How to issue Nonghyup mobile otp
Hello, I am wondering if the boiler is broken. In this post, I write about how to issue the Nonghyup mobile otp…
Next, check if the information is entered correctly in the customer information input and click the OK button.
You will be directed to the issuance application page, and just click the blue button Get Certificate. 이베이스매뉴얼
Start the financial certificate service. A pop-up window appears, enter your name, mobile phone number, and date of birth, then click OK.
The confirmation code input text is sent to the entered mobile phone number, and as it is, enter 51 in the form of a reply and send it.
When the verification code is confirmed, you will be asked to enter the password to be used. Please enter the 6-digit password you will use in the future.
If the process is successful, a message stating that the financial certificate has been issued appears, and you can complete it by clicking the Confirm button below.
The completion of the issuance will appear on the website as well, and you can click Done to complete it.
How to issue a mobile certificate
Mobile can also receive issuance. Please install the NH Banking app and enter.
After accessing the NH Nonghyup app, press the three paired menu button in the upper right corner.
Go to the full menu page and go to authentication/security located at the top of this page.
If you go to authentication/security, touch the financial certificate item, and when the list is expanded, go to certificate issuance/reissuance and follow the procedure. So, to conclude this post, here is how to issue a financial certificate for the Nonghyup.
The financial certificate is a self-verification service newly introduced on December 10, 2020 by the Korea Financial Telecommunications and Clearings Institute. The concept itself is the same as a joint certificate with only a name change from a public certificate, but it has a longer validity period and the cloud method is applied so that it can be issued and used without installing Active X or keyboard security program on a PC. However, it is currently lacking in versatility. This means that the scope of use is not wide.
The table below shows the differences between the two.
Compare
financial certificate
joint certificate
Issuance period
Korea Financial Telecommunications & Clearings Institute
Multiple accredited certification bodies
(ex. Korea Financial Telecommunications & Clearings Institute, Koscom, Korea Information Certification)
Validity period (renewal cycle)
3-year auto-renewal
1 year manual renewal
storage method
cloud server
User device (ex. PC, smartphone, USB memory, etc.)
password format
6 digits
10 alphanumeric characters and special characters
PC security program installation
X
O
Third party/other institution registration
need
need
PC ↔ Smartphone export
Unnecessary
need
issuance fee
free
free
Where to use
Banknotes, some credit card companies, insurance companies & government/public institutions available
Available in most institutions and financial companies as well as banknotes
In summary, the financial certificate is a version with improved stability and convenience from the method we have been using for a long time.
Because it is stored on the KFTC cloud server, no physical storage device is required. Thanks to this, you can easily authenticate on various devices and operating systems, such as Windows, macOS, iOS, Android, and Linux, without installing a separate program as long as you have an internet connection. In addition to device compatibility, it is possible to reduce leakage problems due to user negligence and hacking.
Most government agencies plan to introduce the system in the second half of 2021.
If so, is the joint certificate no longer needed? Not so. Although the government is taking the lead in introducing financial certificates, most securities companies, credit card companies, and some insurance companies do not currently support financial certificates. In addition, a cumbersome third-party registration process is still required to use what was issued by Bank A to Bank B. However, its versatility will be wider in the future, so it is good to know how to use it in advance.
How to issue a financial certificate
As preparations necessary for issuance, you need a smartphone, Shinhan Bank, KB Kookmin Bank, Woori Bank, Nonghyup, Post Office, etc. you frequently use bank accounts and mobile apps. Of course, it can be issued from a PC, but ironically, various security programs must be installed once. On the other hand, it can be processed relatively easily in the bank mobile app. Of course, only one can be issued per resident registration number.
The menu name and location may be slightly different for each bank, but most of them can be moved in the order of [Authentication/Security Center → Financial Certificate → Issuance/Reissuance]. Now, after agreeing to all terms and conditions and entering the requested information (ex. date of birth, account number, account password, email, mobile phone number, ID, etc.) you will be able to see
In my case, I manage my elderly parents’ public certificates and their passwords. In addition, he complains of difficulty in remembering PWs that are not used often, and consists of English letters, numbers, and special characters. On the other hand, for financial certificates, all you need to remember is SMS authentication and a six-digit password, so parents can easily access things like the National Tax Service Home Tax.
How to use financial certificate
When you select the login button on a site or mobile app that supports financial certificates, a window for entering your name, mobile phone number, and date of birth is displayed. After entering each information, press the Confirm button to guide the confirmation code on the screen, followed by a text message to your smartphone. Enter the verification code as a reply. When SMS text authentication is completed, the previously created certificate is displayed on the screen, and if you select it, a window for entering a password is displayed.
If the ‘auto connect’ function is enabled when logging in for the first time, the device does not need to perform SMS text authentication every time. You can register up to 10. Of course, you should only enable this feature on secure devices that are only used by you, not on PCs in public places.
In the above screen, a total of 3 functions are available. You can check the authentication history for the last 3 months (①), delete the financial certificate itself (②), and change the six-digit password (③).
So far, we have looked at the difference between the financial certificate joint certificate and the issuance and basic usage. It’s definitely easier to use than the old one. However, it is not an exaggeration to say that Korea is currently in the era of the Spring and Autumn Sengoku period. In addition to the two types introduced in this text, certificates issued by the private sector such as Kakao, Naver, and Toss are also mixed, so it is very confusing whether or not it should be somewhere. At the national level, I am certainly not the only one who thinks that it would be good to collect and integrate each strength into one. It is expected that the scope of use will be expanded in the future.