Do your neighbors use credit cards? I am one of those people who actively use credit cards. As long as you pay it back within the time frame, you can increase your credit rating and enjoy various benefits. I use Samsung Card among various financial companies, and there are times when I get a notification saying that it is possible to raise the limit. Today, I will post about the conditions for raising the Samsung Card limit and how to adjust it.
Samsung Card Limit Increase Conditions 삼성카드 한도상향
Card user’s monthly disposable income 이베이스매뉴얼
credit score
Credit card usage
In the case of disposable income, it refers to the amount of money left over from the user’s annual income after deducting the debt repayment amount. Here, annual income refers to the total income earned by the employer, such as not only salaries but also financial-related income. Your credit score is also a big help in raising your limit. In order to increase the score, it is possible to increase it with a simple action.
Chapter 1. home page
1) Access the website.
2) Click the My-Use Limit menu.
3) After checking the limit, it is possible to raise or lower the Samsung Card limit. On the inquiry page, you can check the amount of lump-sum payment, installment payment, and credit card loan currently available. If there is a text saying that an immediate upgrade is possible, you can do it immediately without any special conditions or review process.
4) If it is difficult to upgrade immediately, it is possible only after going through a review. Temporary upward service is available for emergencies. After selecting the button, enter the amount and click the Apply button at the bottom. The temporary period is about 2 months, after which it will return to its original state.
Chapter 2. Mobile
1) Run the app card.
2) Click My-Use Limit.
3) As with PC, if there is a message that it is possible immediately, you can increase the limit immediately.
Chapter 3. Customer Center
Inquiry number: 1588-8700
You can also apply through the customer center, so if you have difficulty accessing a PC or mobile phone, we recommend that you contact us by phone.
I looked at how to raise the Samsung Card limit, but when using a credit card, sometimes there is a situation where there is a shortage of money when you have to urgently pay hospital expenses or congratulations and congratulations expenses. And there may be times when you need to raise your limit as your income goes down or something unexpected happens. The thing to be careful about here is that if you raise the amount beyond your ability, your expenses will increase and you may have a case of accumulating your debts.