연회비 없는 신용카드Home – Finance – 15 recommended credit cards with no annual fee (ft. annual fee meaning)
Are you looking for a credit card with no annual fee?
A credit card is a card that has the function of receiving goods and services on the condition of repayment after a certain period of time. Unlike check cards, which can be issued for free, credit cards require an ‘annual fee’ to be paid in the first month. Since the annual fee varies greatly depending on the level and benefits of each card, some people may be looking for a credit card without an annual fee.
In this article, after taking a brief look at the meaning of annual fee, we will introduce credit cards with no annual fee for each card company.
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Annual dues are a certain amount of money paid once a year in exchange for maintaining membership in an organization or meeting. In other words, the credit card annual fee is a payment for maintaining customer status with the credit card company and using the card services.
Most domestic credit cards have an annual fee, which must be paid to the card company in addition to the card payment amount. Annual fees vary depending on the type of credit card, but range from a minimum of 1,000 won to a maximum of 250,000 won.
According to the Financial Supervisory Service guidelines, the first-year annual fee is not exempted under any circumstances. General credit card companies are also holding events where they provide 100% cashback on the annual fee for new online members, but in principle, there is an annual fee for all cards, even if it is only a small amount.
However, if issued according to government policy, a credit card without an annual fee is available. Below, we will look at each of the corresponding no-annual-fee credit cards.
So far, we have looked into the meaning of annual fee and credit card products without annual fee.
In fact, there are many credit cards with annual fees of less than 10,000 won. However, if you are looking for a credit card with no annual fee while enjoying various benefits, please compare and select the credit cards with government policies announced today.
I will come back with a more useful article next time 🙂
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