The most popular parking passbook these days is by far the Welcome Savings Bank’s Welcome Savings Bank, Employee Love Common Deposit. 웰컴저축은행 파킹통장
This is because it not only provides the highest interest rate among deposit and withdrawal accounts, but also allows it to be used with compound interest.
Although there are some conditions, the conditions are not difficult and are known to be very useful
However, there is one product that comes to mind here, and it is the Toss Bank passbook, which has been known as the highest interest rate parking passbook.
Of course, as it is the most compared product, today we will take the time to compare these two products.
Welcome Employee Sarang Ordinary Deposit? 이베이스매뉴얼
Maximum interest rate: 3%
Payment amount: No limit
Subscription period: no limit
Welcome Savings Bank’s well-known product as a parking passbook is this Welcome Employee Sarang Ordinary Deposit.
The basic interest rate is 1.5% and the preferential interest rate is provided up to 1.5% under the following conditions
1. If there is a salary transfer of 1 million won or more, an additional 0.5% per annum 2. If there is more than one automatic payment by CMS or Giro for the current month, 0.5% is added3. 0.5% if you agree to the collection and use of personal information for the current month [purpose of marketing use] and membership subscription
In fact, the most difficult of the above conditions is the transfer of wages.
This is not difficult at all because transfers of more than 1 million won are simply salaries or monthly wages, monthly wages, and bonuses and can be deposited.
Virtually everyone can get a 3% interest rate.
However, there is one condition for the 3% interest rate, which is that it applies only up to a maximum of 50 million won.
From the amount of 50 million won or more, only condition 3 is applied, excluding conditions 1 and 2
wait here??
Those of you who have heard of the Welcome Savings Bank parking passbook will know that this is known as a monthly compound interest product.
However, in the product manual or website, there is a guide that it can be applied as Danri.
This is actually because of the interest payment method of the welcome employee Sarang Ordinary Deposit.
Since interest is paid to the savings account every month, you can actually see the effect of compounding by increasing the principal.
Toss Bank parking passbook?
Maximum interest rate: 2%
Payment amount: No limit
Subscription period: no limit
Until the Welcome Savings Bank parking passbook came out, this Toss Bank parking passbook was the product that offered the highest interest rate for the largest amount.
It provides an interest rate of 2% up to 100 million won, and it was used by many people because it provided an interest rate of 2% without any special conditions.