Hello, this is Dream Catch. Today, we are going to learn how to use Zero Pay. Zero Pay is a mobile payment service introduced to reduce the fee burden of small businesses when paying by card. In the past, when paying by card, unlike the method in which consumers take out their physical cards and touch or scratch them to the card terminal, when the Zero Pay app is turned on and held on the QR reader of the terminal, the payment amount is transferred from the consumer’s account to the seller’s account. is. In other words, since it is in the form of cash account transfer, there is no separate card fee, so it is a payment service that provides great benefits to small businesses. In addition, it is a payment service that creates economic win-win effects for both sellers and consumers, such as allowing consumers to use goods and services at up to 10% discount from the actual amount and receiving income deduction benefits.
However, there are probably many people who have not even tried it because they do not know the procedure and feel vaguely complicated when they try to use it. I haven’t seen many people around me yet who use Zero Pay, but I wish the publicity would have been more vigorous. However, after reading today’s post, you’ll find that it’s simpler than you think, and the benefits are infinite. After reading it, don’t forget to install and use it. The contents of the posting are largely composed of Zero Pay usage, precautions, and each subheading. Let’s take a look at them one by one in the text below.
1. How to use Zero Pay
How to use Zero Pay is simple. It consists of four major steps, the first is application installation, the second is account registration, the third is ‘mobile gift certificate purchase & payment’ selection, and the last fourth is QR code payment. There are a total of four steps, but if you familiarize yourself with steps 2 and 3, the rest is really easy. The subheadings below will guide you step by step.
1.1. Install the app
First you need to install the app. As mentioned earlier, since it is a mobile payment system, the application must be installed on your phone. After accessing ‘Play Store’ for Galaxy and ‘App Store’ for iPhone, search for ‘Biffle Zero Pay’ and install it. This application is currently at the top of the list when you search for ‘Zero Pay’ in the search box. After installing the application, run the application and promptly enter your name and phone number to verify your identity. Then, if you designate the 6-digit transaction approval number, this will replace the membership registration process and access to your account.
1.2. account registration
After installing and registering, the second step is to register an account. After touching the ‘More’ menu at the bottom right of the main screen, touch the ‘Settings’ menu and then the ‘Account Management’ menu in order to register an account for Zero Pay payment and purchase of gift certificates. After entering your account number, enter your 6-digit date of birth over a landline phone to complete registration.
account registration
account registration
1.3. Select ‘Mobile Gift Voucher Purchase & Payment’
The third is to select ‘Mobile Gift Voucher Purchase & Payment’. There are three major payment methods on the app home screen. These include ‘Purchase & Payment of Mobile Gift Certificates’, ‘Brand Mobile Gift Certificates’, and ‘Zero Pay Payment from Account’. But here’s something important. The 10% discount would be absolute for the reason why we became interested in Zero Pay. Of these three, only ‘mobile gift certificate purchase & payment’ is applicable. Please keep this in mind. ‘Brand mobile gift certificate’ also applies discounts, but the percentage is not high, so there are various ways to enjoy it even if it is not Zero Pay. do. In other words, the 10% discount does not apply. Therefore, we choose the first payment method, ‘Purchase & Payment of Mobile Gift Voucher’.
Mobile gift certificate purchase & payment selection
If you select ‘Purchase Mobile Gift Certificates & Payment’, Onnuri Gift Certificates and Local Gift Certificates are searched, and you can select and purchase the desired one. Onnuri gift certificates can be used at traditional markets and stores nationwide, while regional gift certificates can only be used in the corresponding region. The discount is a lump sum of 10%, and payment is made with a 10% discount at the time of purchase (e.g., when purchasing a gift certificate of 100,000 won, the actual payment amount is 90,000 won). After selecting the type of gift certificate, touch the ‘Buy’ button twice and enter only the 6-digit transaction approval number to complete the purchase.
Note 1) ‘Brand mobile gift certificate’ literally means purchasing a gift certificate for each brand and receiving a discount. The discount rate is different for each brand and is distributed between 2-5% overall, so it is difficult to see it as a strong discount benefit unique to Zero Pay, but You might want to try using it.
Note 2) ‘Zero Pay payment from account’ is a method of transferring cash directly from account to account, as mentioned earlier. If you want to pay right away without purchasing a gift certificate in advance, you can choose this method. Touch the payment account, enter the 6-digit transaction approval number, and then scan the QR code or show the barcode to complete the payment. This is simply to facilitate payment, and the 10% discount does not apply.
1.4. QR code payment
If the balance has been recharged by purchasing a mobile gift certificate, you can now just pay with the QR code. There are two ways. The first method is to scan the QR code attached to each affiliated store, enter the amount and pay, and the second method is to generate a QR code in your application and scan it by an affiliated store employee to pay. You can choose one of these two methods, which is convenient for you, and pay. Please refer to the picture below for detailed procedures.
QR code payment
2. Notes
There are three things to note before using Zero Pay. We will explain each one below. Please be sure to understand.
2.1. Validity
The validity period is 5 years from the date of purchase in the case of Onnuri gift certificates. Local gift certificates vary from 1 year to 5 years depending on the region, so be sure to check before payment.
2.2. Refund standard
In the case of Onnuri gift certificates, unused gift certificates can be fully refunded up to 7 days from the date of purchase, and used gift certificates must be used for a refund of 60% or more. In this case, the discount subsidy is excluded from the refund. For example, if you spend up to 60,000 won on a 100,000 won gift certificate, only 30,000 won excluding the 10% discount subsidy of 10,000 won will be refunded. In the case of regional gift certificates, unused gift certificates are the same as Onnuri gift certificates. This will also be refunded minus the discount subsidy.
2.3. Check Zero Pay merchants
Find Zero Pay merchants
Zero Pay merchants can be searched by address (city, province, district), store name, phone number, etc. by touching ‘Find Merchant’ in the bottom menu of the main screen of the application. If you are planning to purchase a gift certificate with a specific brand or store in mind, be sure to check in advance whether it is a Zero Pay member store.
concluding remarks
Today, we learned how to use Zero Pay. We hope that you will familiarize yourself with the 4 steps and 3 precautions to enjoy a lot of financial benefits when using Zero Pay. However, focusing too much on discount benefits and purchasing more gift certificates than necessary can lead to a situation of juggernaut that reduces household income. We support wise and reasonable consumption. It has been Dream Catch so far.