Today, let’s take a look at the KB Kookmin Youth-Daily Tok Talk Card, which is one of the most popular cards in Kookmin Card. There’s a reason why it’s so popular!! If you look at the characteristics of the card, the discount rate is high by focusing on the benefits preferred by the young generation from 10s to 20s and 30s, and the discount limit is also generous, so this card is inevitably popular. 청춘대로 톡톡카드
If you look at the stores where you can get the discount, you will get 50%~60% discount from Starbucks, 10% discount for billing when paying with simple payment, 10% discount for public transportation and telecommunication charges, and 20%~30% discount for fast food industry It is a card equipped with . Therefore, although it has been released for 6 years, it is still one of the most popular active cards. Let’s take a closer look at how to use the card to receive and use all the benefits of the card.
First, let’s look at the annual fee of the card. Card can be issued by selecting one of the mobile only and plastic card. The annual fee varies depending on the mobile or plastic type. 이베이스매뉴얼
In the case of issuing a plastic card with the real thing
10,000 won when issued under the JCB brand
1.2 million won when issued as a master brand
no see.
If a mobile card is issued without a physical card
JCB is 4,000 won
Master brand is 6,000 won
no see.
Both cards can be used overseas and domestically, and there is no differential benefit depending on the brand. In my personal opinion, I recommend the JCB brand with a low annual fee because the benefits are the same.
In addition, when this card is newly issued on the Kookmin Card website, 100% annual fee cashback event is being held. If you look at the period, it says that it is until the end of March, but it seems to be held every month. Please note that you will be able to take advantage of the annual fee benefits.
From now on, let’s take a look at what you need to know first before looking at the benefits of the KB Kookmin Youth Avenue. In order to receive the benefits of the card, the previous month’s performance must be at least 300,000 won to receive the benefits. Let’s take a look at the usage cases that are not recognized in the previous month’s performance.
National tax, local tax, utility bill, apartment management fee, university and graduate school tuition, gift certificate, prepaid card and prepaid electronic payment method purchase and recharge amount, bus, subway, vending machine, tunnel toll, in-flight duty free shop usage amount, express bus usage amount
Except for this part, you must spend more than 300,000 won to receive all the benefits of the card.
only! After the card issuance, the current month and the following month are the performance probation period.
You can get all the benefits of the card even if you don’t have a track record.
So let’s take a look at the benefits of the card. The KB Kookmin Youth Avenue Talk Talk Card is divided into 4 services: [Check] [Great] [Enjoy] [Basic] and you can receive benefits.
The first benefit to be aware of is the [Check] service.
If you register this card with the simple payment (PAY) service and pay with the simple payment, you can receive a 10% discount on the amount used. You can get a discount regardless of whether you are online or offline, and the monthly discount limit is 5,000 won.
Simple payment services that can receive a discount are Samsung Pay, Naver Pay, Kakao Pay, KB Pay, etc.
And the biggest advantage is that the simple payment service can receive discounts in conjunction with other benefits of the card.
You should take care of this part and use it wisely.
This time, let’s take a look at the [Great] service.
You can claim a 50% discount on the amount used at Starbucks. The monthly discount limit is 10,000 won, and discounts are not available for Starbucks gift certificate purchases and prepaid card recharges. When making a payment, we recommend that you use Easy Payment.
Let’s take a look at the KB Kookmin Youth Avenue Talk Talk Card [Enjoy] service. You can claim a discount of 20% of the amount used in fast food industries such as McDonald’s, Burger King, Lotteria, and KFC. The discount limit is 5,000 won per month.
In this part, if you use easy payment, you can receive a discount of up to 30%. only! Discounts are not available for brand gift voucher purchases and prepaid card recharges.
Finally, let’s take a look at the [Basic] service.
This is a benefit to receive a 10% discount on the amount used when using public transportation such as buses, subways, and taxis, and when paying mobile phone bills automatically with this card.
The monthly discount limit is 5,000 won, and you can receive a discount only within the limit. When using buses and subways, intercity and express buses are excluded from discounts, and in the case of automatic payment of mobile communication charges, only SKT, LGU+ KT mobile phone rates can be discounted. Discounts are excluded when paying for Internet or IPTV bundled products, and low-cost phones are also excluded from discounts.
Here are all the benefits of the KB Kookmin Youth Avenue Tok Tok Card. The conditions for the previous month’s performance are not burdensome, and the discount rate is very high, so I think it is one of the cards that can be used lightly and casually. I think it is a very convenient card to use because it includes cell phone discounts and public transportation discounts, which are essential discount areas for teens and early 20s.
If you do not understand the benefits of the card or have any questions, please feel free to leave a comment.
KB Kookmin Youth Avenue Talk Talk Card Benefit Analysis, Up to 60% Discount at Starbucks?
Today, let’s analyze the benefits of the ‘KB Kookmin Youth Tok Talk Card’, which allows you to choose a card design according to your taste when applying. There are a total of five card designs, including the basic design, Bigmon, Yellowmon, Birdmon, and Redmon.
Naver Pay, Kakao Pay promotion benefits
Before looking at the benefits in earnest, as of the posting date, April 30 (Sat), this card does not have a platform that provides new sign-up affiliate benefits. (I may not have been able to find it…) For those who have not received it within 1 year and have not used it for 6 months, it is recommended that you receive a new membership benefit with a different card first and then get it issued.
What are the benefits of the KB Kookmin Youth Talk card?
First, the annual fee of KB Kookmin Youth Daero Tok Talk Card is added to the basic annual fee of 7,000 won, K-World’s 3,000 won and master’s 5,000 won. For those who do not use overseas, if you receive a mobile issuance from K-Workld alone, the annual fee is 4,000 won, which is cheap.
Card benefits are provided in the form of billing discounts and four services are provided: Great, Enjoy, Check, and Basic. First of all, the Great service is a 50% discount on Starbucks, so if you spend more than 300,000 won in the previous month, you can get a discount of up to 10,000 won.
For your reference, all benefits of the KB Kookmin Youth Tok Talk card are provided when the previous month’s performance is 300,000 won or more, so you need to carefully check the items excluded from the previous month’s performance. We’ll look at the benefits in this part and go into more detail later.
Next, a 20% discount on the burger/fast food industry is provided through the Enjoy service. The monthly discount limit is 5,000 won, which includes McDonald’s, Burger King, and Lotteria. Because it is a billing discount, it can be overlapped with a discount method in which the payment amount is deducted, such as a telecommunication company discount.
A benefit worth noting on this card is the check service, which provides a 10% discount on billing up to a monthly limit of KRW 5,000 if you use Pay-type simple payment. A feature of this service is that it can be applied redundantly with other services. For example, if you pay 10,000 won with Samsung Pay at Burger King, you will receive a discount of 2,000 won for the Enjoy benefit and 1,000 won for the Check benefit, for a total of 3,000 won.
In the case of Starbucks, the Great service is also provided with a 50% benefit, so a 6,000 won discount with a check benefit of 1,000 won for a 5,000 won discount. This way, Starbucks can get discounts of up to 60%.
Lastly, the Basic service is a 10% discount on public transportation, taxi, and communication costs. Note that, in the case of telecommunication expenses, budget phones, Internet, and IPTV are excluded, and public transportation also excludes intercity buses, express buses, and deferred mobile T-money. And interest-free installments are also excluded.
What are performance exclusions?
In terms of benefits, the KB Kookmin Youth Tok Tok card, introduced today, looks pretty good. In particular, the 10% discount on simple payment Pay can be applied to various industries, so it is more efficient. All these benefits are provided if the previous month’s performance was 300,000 won or more, so be sure to check the exclusions for performance.
First, the entire sales discounted are not recognized, and apartment management fees, taxes, utilities, and tuition are excluded from the performance. The purchase and recharge of gift certificates are of course excluded. Therefore, it is a very difficult card to accumulate performance by trickery. All sales that received a discount are excluded from the performance, so if you receive a discount of even 1 won through simple payment, all of the sales are excluded. Therefore, it is necessary to calculate the discount limit carefully and calculate accordingly.
Picking rate and usage tips?
So, let’s start with the maximum picking rate, shall we? You can get the maximum benefit by using Starbucks 20,000 won and Burger 25,000 won as simple payment for the previous month’s performance of 300,000 won, using public transportation and communication costs 50,000 won, and using an additional 55,000 won for simple payment. Then the total amount used is 450,000 won, and the discounted amount is 25,000 won, so the picking rate is about 5.5%. Of course, if you pay the communication fee with simple payment, the picking rate will increase a little more.