Toss Bank
Account opening
review
In early October, I posted a post saying that I had completed the pre-registration for Toss Bank. Finally, I got a push notification that I can open an account too! There was no text message, only a push notification. So, this is the review I am writing about opening a Toss Bank account. 토스뱅크 계좌개설
Please refer to the post below for Toss Bank pre-application reviews and waiting numbers😊. 이베이스매뉴얼
Toss Bank pre-registration completed! 2% per year How to use a parking passbook quickly? Arrangement of how to apply in advance
How to apply for a Toss Bank parking passbook in advance Hello. This is Mkey.💕 The third in Korea after K-Bank and Kakao Bank…
📣 Waiting period for account opening
As those of you who have read my review of my pre-registration will know, I completed my pre-registration on October 6th and the waiting number was 1,333,033. And on October 14th, I was notified that I could open an account. So, after I applied in advance, I waited about 8 days.
I think the waiting period was shorter than I thought. It is said that about 16,000 people opened an account a day before my turn came. Then, you can estimate roughly when your turn will come back.
So far, it is faster to open through a pre-registration than to wait for the official opening in November!
📣 Open Tossbank account
Opening an account is very simple. Just go to the Toss app and do whatever it tells you😁. It would be insincere to just write this down, so I’ll show you the course I opened!
Press the Toss push alarm or enter the Toss app and press Toss Bank – Create an account.
Originally, it was ‘View waiting number’, but it has been changed to create a bankbook. Click ‘Create Account’ now!
Agree to the terms and conditions and confirm that your information is correct.
You must select ‘yes’ to the question of whether you want to use the account you want to use directly after choosing your job. Because I’m in business, I chose my job as self-employed.
The purpose of the transaction was chosen to be savings. I’m going to use it as a parking passbook. The source of funds is business income. Employees will be selected as earned income. When asked if you are paying taxes abroad, answer ‘No’. If there are people who are paying taxes abroad, please select ‘Yes’.
Then take a photo of your ID or driver’s license. And then I think I set the account password.
Then, after verifying your identity with another bank account, the Toss Bank account creation is complete!
If there is another bank account registered with Toss Open Banking, they send 1 won to that account and even check it on their own. I already have a registered account, so I did not enter a number or enter a number.
If you do not have another bank account registered with Toss Open Banking, you can enter your account. Toss + 3 digits will appear in the deposit history. Just enter three digits here.
📣 Create a Toss Bank check card
I thought it was all over, but suddenly he asked me to choose a card. I didn’t want to make a card and wanted to move on, but there was no other option. I clicked the Next button because I thought it would not be completed properly if I left halfway.
As it is a debit card anyway, there is no annual fee and the card benefits are good, so I continued the steps. Choose a chic night pink.
I agreed to the terms and conditions and chose to have it delivered to my home. If you want to change the receiving address, you can add it by adding a company address or adding another address.
Oh~ Pay is also registered. I use Samsung Pay, so I chose Samsung Pay. If you do not need it, you can uncheck it.
This is how you finish making a check card! When I looked at the last page, I saw a message saying “Save overseas fees, so click on it!”
If you pay directly in KRW overseas, you will incur an additional fee. It would be better to pay in dollars first and pay according to the exchange rate, right? I hit block.
Now, the real Toss Bank account creation and check card creation are finished. Check that the Toss Bank passbook is set to the account you mainly use.
When I go to Toss Bank, my account number appears. I clicked because there was a limit on remittance.
In the last month, I opened an account elsewhere, so the limit was 1 million won per day for 12 days. Recently, a lot of accounts have been opened at securities companies because of public offerings. I was going to put some extra money, but I can’t transfer it yet. I’ll have to check exactly what the limit is and put it in after 12 days.
I felt the need for a parking passbook, but I was reluctant to use a savings bank, so I was using the Kakao Bank Safebox. Safebox is 0.8% per annum… When the limit is lifted, I’m going to move what was in Safebox to Toss Bank. For those like me who haven’t had a good interest rate parking passbook yet, I think the Toss Bank passbook would be perfect for you🥰.
I mainly used the K-Bank parking passbook, but there is a Toss Banking passbook that looks better than that. It is a bankbook that pays 2% interest even though it is a frequent deposit and withdrawal.
K-banking is 1%, but there is a 1% difference, so I thought about whether or not to make it.
The reason I opened a Toss Bank account late was because I was getting interest every day, so I was thinking of adding it to the price of oil.
As always, ID is required. When making non-face-to-face, there are several basic preparations.
first ID
second passbook
third certificate
fourth bank otp
The above four items are basically items that you have and have no matter what you do.
It takes less than 5 minutes to open an account in the early stages of Toss Banking. However, it is a limit account with a daily remittance limit.
I opened the limit account.
Unlike K-Bank, if you just own it, you get 2% interest. In K-Bank, the money was received on a set Saturday of each month by binding money separately.
There seem to be various types of money-raising options, but it seems like you don’t have to pay anything. First, I try to secure a fixed 2% interest, and then try to collect change.
If this is the first time it is created, the limit for remittance to the limit account must be increased. Otherwise, I can’t spend only 2 million won a day.
In my case, it was necessary to release the limit account because I had to roll it with the proceeds for using the public offering stock.
Let’s press release.
There are several ways to raise the remittance limit, and there was a way to upload the relevant documents online.
In my case, I gave up on using my account for a while because it was cumbersome to submit documents.
Still, I tried to register with another bank otp thinking that I could not give up the 2% interest, so I had to go under it.
As a result, the limit account was immediately released.
According to others, the review process continued for more than 4 days after submitting the documents and it was released.
It was very convenient. I want to think about whether or not to do it for nothing.
In this way, I created an account with Toss Banking and released the limit account, but I will try to experience well whether it is possible to pay interest on the principal and interest. It’s about collecting dust and trying to become dust or something.
In the case where we use the existing financial sector
There are many, but the online bank Tossbank
Those who use Kakao Bank
There will be many of you.
Today, I will show you how to open a non-face-to-face account with Toss Bank.
Find out what the benefits are
Let me explain.
Toss Bank allows one account to be opened per person 17 years of age or older.
It is possible, while providing a deposit and withdrawal rate of 2 percent
Many people open a new non-face-to-face account.
You are applying.
Like other financial institutions, it is subject to deposit protection
Financial products are limited to 50 million won per person including principal and interest.
protection and more than that
I can’t get it.
Toss Bank is less than 100 million won and over 100 million won
All are issued without conditions at an interest rate of 0.1%.
The interest rate before tax is 2% per annum.
All you need to bring is your ID.
If you are, it is possible.
After installing the application on your phone
You must apply.
When the installation is complete, click the
Click the menu list and go to the account creation page
You can move.
Read the basic instructions and enter your mobile phone number and
If you enter your email address, home address, etc.
After confirming the purpose of the transaction and the source of funds
You can proceed after verifying your identity with your ID.
One of the reasons for opening a non-face-to-face account with Toss Bank is
The maximum transfer limit is KRW 1 billion at a time.
All fees such as remittance, certificate, deposit and withdrawal
It’s free.
However, this may change in the future,
Toss Bank interest is paid on the 3rd Friday of every month.
It would be good to know that it is settled, right?