하나저축은행 하나슈퍼드림론(Sales suspended)
(Available from integrated limit inquiry to execution)
Workers aged 23 or older who have been employed at the same workplace for more than 3 months as of the date of loan application and have an annual income of 12 million won or more
NAICE credit score of 355 or higher
Exclusions: Insolvent, defaulters of financial obligations, those in bankruptcy proceedings, those involved in personal rehabilitation and guarantee accidents, etc.
Guarantee fee: Not applicable
Recognition fee: Not applicable (50 million won or less)
Handling fee: Not applicable
Minimum 8.9% per annum ~ Maximum 19.99% per annum (differentiated by individual credit rating)
Loan interest rate = Base rate + Additional rate (12-month variable rate)
– Base rate: Interest rate calculated by reflecting the cost of funding for our regular deposits, etc.
– Additional rate: Applied differently depending on customer credit rating, etc.
Please check the product description and terms and conditions before signing the contract. You have the right to receive sufficient prior explanation of the product, and please understand the explanation before making a transaction.
Additional documents may be requested depending on the content during the loan review.
The loan decision is made based on the savings bank’s review criteria and the customer’s credit rating, and the interest rate and limit may vary.
The loan interest rate may be applied differently depending on the customer’s credit rating, and loan handling may be restricted.
Your personal credit score may decrease when using the loan product.
A decrease in your personal credit score may result in restrictions or disadvantages in financial transactions.
Excessive borrowing may cause a decrease in your personal credit score.
If you are late with the loan interest or principal, you may be disadvantaged in your credit.
If you are late with the loan, you may be required to repay the principal and interest before the end of the contract period.
For more information, please refer to the website (www.hanasavings.com) or contact the Customer Care Center (1600-9888).
The above content is identical to the product disclosure content on the Hana Savings Bank website (www.hanasavings.com). To apply for a loan, you will need an ID card (resident registration card or driver’s license) and an electronic certificate.
The loan amount/interest rate may change or be rejected during the review process.
If you are uncomfortable with the online application process, please select the phone consultation application.
For consultation applications on weekends (holidays), we will contact you as soon as business hours begin on weekdays.
Workers who have been employed for more than 3 months as of the date of loan application, are 27 years of age or older, and have an annual income of 20 million won or more
NAICE credit score of 650 or higher
Exclusions
Insolvent, defaulters of financial obligations, those in bankruptcy proceedings, those involved in personal rehabilitation and guarantee accidents, etc.
Guarantee fee: Not applicable
Recognition fee: Recognition tax is levied when the loan amount exceeds 50 million won
(No stamp duty for loans of 50 million won or less)
※ Recognition tax for loans exceeding 50 million won ~ 100 million won or less: 70,000 won (Bank/customer each pay 50%)
Handling fee: Not applicable
Minimum 8.9% ~ Maximum 19.99% (differentiated by personal credit score)
Loan interest rate = Base rate + Additional rate (12-month floating rate)
– Base rate: Calculated by reflecting the cost of funding for our bank’s regular deposits, etc. Interest rate
– Additional interest rate: Applied differently depending on customer credit rating, etc.
Please check the product description and terms and conditions before signing the contract.
You have the right to receive sufficient prior explanation of the product, and please understand the explanation before making a transaction.
Additional documents may be requested depending on the content during the loan review.
The loan decision is made based on the savings bank’s review criteria and customer credit rating, and the interest rate and limit may vary.
The loan interest rate is applied differently depending on the customer’s credit rating, and loan handling may be restricted.
Your personal credit rating may decrease when using the loan product.
A decrease in your personal credit rating may result in restrictions or disadvantages in financial transactions.
Excessive lending may cause a decrease in your personal credit rating.
If you are late in paying the loan interest or principal, you may be disadvantaged in your credit rating.
If you are late in paying, you may be required to repay the principal and interest before the end of the contract period.
For more information, please refer to the website (www.hanasavings.com) or contact the Customer Care Center (1600-9888). The above content is the same as the product disclosure content on the Hana Savings Bank website (www.hanasavings.com).
An ID card (resident registration card or driver’s license) and an electronic certificate are required to apply for a loan.
The loan amount/interest rate may change or be rejected during the review process.
Customers who are uncomfortable with the online application process are advised to select the phone consultation application.
In the case of consultation applications on weekends (holidays), we will contact you promptly when the weekday business begins.
